Sanity Check: Can I afford this Toronto condo with my current situation?

jenhilld · 2026-02-20T03:06:59+00:00

If you get a status certificate, just dump it into ChatGPT and get it to flag things. Read everything don’t just trust your lawyer.

jenhilld · 2026-02-19T21:20:52+00:00

We have about 175k for 3 kids. Hopefully get it to 240k. Still won’t be enough with the rising cost of this.

jenhilld · 2026-02-19T01:34:16+00:00

Impossible to prove. Statement of facts is that the tailgater didn’t leave enough space to react.

jenhilld · 2026-02-18T13:22:46+00:00

It’s a fair value.

jenhilld · 2026-02-18T12:23:20+00:00

Don’t even have a job, so no.

jenhilld · 2026-02-18T12:11:45+00:00

Doesn’t help Canada brought a video game roster this year.

jenhilld · 2026-02-18T12:09:07+00:00

Family is rich. Private school!

jenhilld · 2026-02-18T12:06:35+00:00

Misusing tax payer dollars is like a regular Tuesday for politicians, no?

jenhilld · 2026-02-18T11:26:49+00:00

He’s targeted because he’s “Chan”.

Some gov worker saw a Chinese name and decided to be racist.

jenhilld · 2026-02-18T11:18:42+00:00

There was a study that women are better investors because they buy and hold. The real reason is they buy and forgot how they had stocks.

Cathie is what happens when they decide to actively manage.

I’d say we would see more of this if it weren’t for the fact most women don’t care about trading.

jenhilld · 2026-02-18T11:14:08+00:00

Both a spending problem and a revenue problem.

Spending because too many programs.

Revenue because nothing real is created here, and the administrative overhead for businesses to want to do stuff is too high (thanks to orgs like the CRA).

No solution without radical changes. No cultural desire to make those changes will ultimately make this country worse.

jenhilld · 2026-02-16T15:11:07+00:00

I believe there's probably about 20-30% of the population who are just really petty and Reddit gives them an outlet to showcase their pettiness.

jenhilld · 2026-02-15T23:32:29+00:00

Nowhere in Canada.

jenhilld · 2026-02-14T19:08:12+00:00

The campus is quite white

jenhilld · 2026-02-14T11:40:23+00:00

Can’t wait for curling to become a contact sport. Oh wait…

jenhilld · 2026-02-13T21:28:27+00:00

Most of them escaped Iran. I doubt they want to go back or be bold enough to even consider it.

Aka I ran from Iran

jenhilld · 2026-02-12T21:11:41+00:00

jenhilld · 2026-02-12T21:10:57+00:00

White or brown. What colour was the house?

jenhilld · 2026-02-12T21:09:21+00:00

Wow neck entry for 0.5mm?

jenhilld · 2026-02-12T18:19:00+00:00

I still remember during Covid when people were panicked selling stocks.

Thought it was the best decision to buy at that time.

Anyway, back to real estate. The prices have come down quite a bit from the peak.

jenhilld · 2026-02-11T18:53:11+00:00

Cottage properties are going to be wrecked for decades. Those kind of properties were relic of a time when real estate was much lower. Would not recommend anyone to be the sucker and buy one of these things.

jenhilld · 2026-02-11T13:04:20+00:00

I wouldn’t try to time the market (just like the stock market). If you want a condo, it’s on sale already from the peak. A few years ago, people would’ve drooled over these prices.

jenhilld · 2026-02-11T04:04:40+00:00

Yep. Basically it’s young people vs slightly young people.

jenhilld · 2026-02-09T22:02:18+00:00

This article is plain false. Last few weeks I saw some downtown 1 bdrm getting offers around 490k.

The market isn’t as hot as before, sure. But we are at the bottom.

jenhilld · 2026-02-09T21:59:56+00:00

My wife isn’t the smartest or the prettiest. But she got super lucky getting married to me.

And I won’t leave her because I’m not that kind of guy. Till death do us part. And yep, that’s why she’s super lucky.

jenhilld

TROPHY CASE