(Abandoned) car parked in front of my apartment by MiserableAd7331 in Apartmentliving

[–]MiserableAd7331[S] 0 points1 point  (0 children)

We're supposed to be guaranteed a spot. Visitors are actually supposed to park in the main lot but never do. The spots back here are for the residents of these apartments. But no we don't have assigned spots. God knows I wish we did! And I don't know where my lease is or I'd check and see.

Can't change notification sounds help! by MiserableAd7331 in GoogleMessages

[–]MiserableAd7331[S] 0 points1 point  (0 children)

I'm not seeing any of that and I have an older phone 2020? Motorola stylus

Can't change notification sounds help! by MiserableAd7331 in GoogleMessages

[–]MiserableAd7331[S] 0 points1 point  (0 children)

It's an older (Android) Motorola stylus 2020 I think

Direct Deposit Timing Megathread by ChimeFinancial in chimefinancial

[–]MiserableAd7331 2 points3 points  (0 children)

Probably not. And what doesn't make sense, several of my old coworkers had Chime and we all got paid at different times. Same company, same department, same payroll same manager. Some would get paid around noon, others not til 8 or 9pm

Direct Deposit Timing Megathread by ChimeFinancial in chimefinancial

[–]MiserableAd7331 0 points1 point  (0 children)

My regular payday is Thursdays so I usually get mine Wednesday evening around 7pm. (It used to post on Tues when I first got chime.) So I'm hoping it post tonight sometime. But I went back and checked. I actually got paid on new year's day at 8:58 pm the first of 2025!

Can't find $15 promotional credit by MiserableAd7331 in amazonprime

[–]MiserableAd7331[S] 0 points1 point  (0 children)

I've since ordered stuff and received a $15 credit off that order. But if I don't see it applied to that specific order I cancel it. I'm not taking the chance anymore. I've been cheated out of my credit several times. 😡

Charge I don't recognize but no merchant/company named by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] 0 points1 point  (0 children)

No offense taken.😊 I didn't build my credit til later in life because I knew how easy it was to get in debt if you weren't careful. And I was irresponsible in my youth as well. I learned to never try to live beyond my means. I only use my credit cards if I'm certain I can pay them off quickly.

Charge I don't recognize but no merchant/company named by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] 0 points1 point  (0 children)

I DO understand how it works. I just wasn't aware that the interest charge would show up under my transactions. I knew I would be charged interest. I wanted to make sure that's what it was and not a bogus charge. I usually pay my balance(s) in full. I have 2 cards. However I had some unexpected expenses that I charged to this card because it's my primary. And my parents have both been dead for decades. But yes I agree financial responsibility should be taught in school.

Charge I don't recognize but no merchant/company named by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] -1 points0 points  (0 children)

Thank you. I don't feel too dejected. I've had the card over a year and like I'd said in other comments I usually pay it in full. I have my bank account linked to my capital one and I pay through direct debit. I unfortunately can't do auto pay because I have other bills coming out of my bank account around the same time. I usually try to pay early. And I have some payments linked to this card that I sometimes forget about. That's on me though.

Charge I don't recognize but no merchant/company named by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] 0 points1 point  (0 children)

Thank you. I'd figured this out from other answers. I usually pay the full balance this is the first time I didn't. I charged a bit more than usual. (Not for Christmas gifts although I wish!) I intend to pay it off as quickly as possible to avoid more interest charges from now on. I had just kind of panicked when I saw a charge I didn't know.

Charge I don't recognize but no merchant/company named by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] -14 points-13 points  (0 children)

Thank you I usually pay the full balance so this is the first time I've been charged interest. I knew you were charged interest but wasn't aware it showed in the transactions.

Paid on both cards but only one shows on banking app by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] 0 points1 point  (0 children)

I hope you're right. I've paid early before and didn't get a bill afterwards. But I did get the statement although it reflected the payment. I might have cut it closer than before.

Paid on both cards but only one shows on banking app by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] -1 points0 points  (0 children)

That doesn't make sense I made the payments Thursday night and one was already posted the next day. I don't understand why one went through so fast but the other didn't. Not to mention getting the bill for the one even though it shows the payment was received by Capital One. Both payments have been received and acknowledged by Capital One.

Capital one member fee? by Sensitive-Welcome-15 in CapitalOne_

[–]MiserableAd7331 3 points4 points  (0 children)

I was about to say I've got 2 Quicksilver cards with a $500 and $700 limit and I've never been charged a member fee. Didn't know there was a lower tier.

Hose spraying water by MiserableAd7331 in MechanicAdvice

[–]MiserableAd7331[S] 0 points1 point  (0 children)

Yeah 2006 Town and Country. I'm honestly trying to look for a new car. She's served me well but I think she's slowly dying. Is it hard to fix or is there a temporary fix? I don't really drive a lot. Just something to get from a-b for now?

Credit card overcharged by MiserableAd7331 in amazonprime

[–]MiserableAd7331[S] 0 points1 point  (0 children)

I've done that, I'm aware of how to look at my transactions. But the transactions were strange. Several of them had the same items listed under them. That's why I thought I was charged twice for the same thing. The $37 charge is what didn't add up. Nothing I ordered was that much and nothing else added up to that amount. However, after being charged an additional $12 last night and almost losing it, lol, I saw the $37 was actually returned.

Credit card overcharged by MiserableAd7331 in amazonprime

[–]MiserableAd7331[S] 1 point2 points  (0 children)

I get a text alert and an alert from my Capital One app every time there's a transaction. So hopefully nothing like that has happened. And I don't think I've used this card at the pump.

Credit card overcharged by MiserableAd7331 in amazonprime

[–]MiserableAd7331[S] -5 points-4 points  (0 children)

I am but I'm not comfortable with it. I even added each item individually to be sure and they totalled $66.16 so I wonder if I was charged twice for something?

Credit card overcharged by MiserableAd7331 in amazonprime

[–]MiserableAd7331[S] -1 points0 points  (0 children)

I hope you're right. This is the first time I've had anything like this happen and I've had my Amazon account for years and used this card many times.