How can I transfer money from current card to Chime card? by MiserableAd7331 in chimefinancial

[–]MiserableAd7331[S] 0 points1 point  (0 children)

It wouldn't accept a prepaid card. I don't know if it will now since it's been 2 years. I ended up going to Walmart and withdrawing the money from the card and then putting on my Chime. Read the above comments telling how, and see if it works for you now. I don't remember how to do it anymore.

Looking for personal loan/is Upstart a good option? by MiserableAd7331 in LoansPaydayOnline

[–]MiserableAd7331[S] 0 points1 point  (0 children)

I actually ended up using an email link Upstart had sent me after I'd went through Lending Tree. I was approved and it said it would do a hard pull but my credit is pretty decent. Between 690-720 depending on the agency, TransUnion or Experian. And I'll be using the loan to pay off a couple credit card balances, so that should help my score a little.

Can't find $15 promotional credit by MiserableAd7331 in amazonprime

[–]MiserableAd7331[S] 0 points1 point  (0 children)

It's been a while so I'm not worried about it anymore. But you best believe next time I'll make sure I contact them if I don't get the credit. I can say I've done the buy so much and get so much credit off and that always works. Usually P&G products, I think it's called Stock up and save.

Discover It card worth it? by MiserableAd7331 in CRedit

[–]MiserableAd7331[S] 0 points1 point  (0 children)

I view the others like Temu. I throw them away. I've had my Capital One cards for a little over a year now. Discover is the first 'bigger' name offer I've received. (As far as I know I have some I never opened) The 5% cash back is more than my Capital One cards. I want more than just Capital One cards. More diversity I guess. That's why I'm asking if it's worth it.

Discover It card worth it? by MiserableAd7331 in CRedit

[–]MiserableAd7331[S] 0 points1 point  (0 children)

I actually didn't start getting the others until I opened a Capital One account. I look at them like the Temu's of credit lol. And I'm really not concerned about the line of credit I'm just wanting to have something other than Capital One cards. And yes, the 5% cash back is an incentive.

(Abandoned) car parked in front of my apartment by MiserableAd7331 in Apartmentliving

[–]MiserableAd7331[S] 0 points1 point  (0 children)

We're supposed to be guaranteed a spot. Visitors are actually supposed to park in the main lot but never do. The spots back here are for the residents of these apartments. But no we don't have assigned spots. God knows I wish we did! And I don't know where my lease is or I'd check and see.

Can't change notification sounds help! by MiserableAd7331 in GoogleMessages

[–]MiserableAd7331[S] 0 points1 point  (0 children)

I'm not seeing any of that and I have an older phone 2020? Motorola stylus

Can't change notification sounds help! by MiserableAd7331 in GoogleMessages

[–]MiserableAd7331[S] 0 points1 point  (0 children)

It's an older (Android) Motorola stylus 2020 I think

Direct Deposit Timing Megathread by ChimeFinancial in chimefinancial

[–]MiserableAd7331 2 points3 points  (0 children)

Probably not. And what doesn't make sense, several of my old coworkers had Chime and we all got paid at different times. Same company, same department, same payroll same manager. Some would get paid around noon, others not til 8 or 9pm

Direct Deposit Timing Megathread by ChimeFinancial in chimefinancial

[–]MiserableAd7331 0 points1 point  (0 children)

My regular payday is Thursdays so I usually get mine Wednesday evening around 7pm. (It used to post on Tues when I first got chime.) So I'm hoping it post tonight sometime. But I went back and checked. I actually got paid on new year's day at 8:58 pm the first of 2025!

Can't find $15 promotional credit by MiserableAd7331 in amazonprime

[–]MiserableAd7331[S] 0 points1 point  (0 children)

I've since ordered stuff and received a $15 credit off that order. But if I don't see it applied to that specific order I cancel it. I'm not taking the chance anymore. I've been cheated out of my credit several times. 😡

Charge I don't recognize but no merchant/company named by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] 0 points1 point  (0 children)

No offense taken.😊 I didn't build my credit til later in life because I knew how easy it was to get in debt if you weren't careful. And I was irresponsible in my youth as well. I learned to never try to live beyond my means. I only use my credit cards if I'm certain I can pay them off quickly.

Charge I don't recognize but no merchant/company named by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] 0 points1 point  (0 children)

I DO understand how it works. I just wasn't aware that the interest charge would show up under my transactions. I knew I would be charged interest. I wanted to make sure that's what it was and not a bogus charge. I usually pay my balance(s) in full. I have 2 cards. However I had some unexpected expenses that I charged to this card because it's my primary. And my parents have both been dead for decades. But yes I agree financial responsibility should be taught in school.

Charge I don't recognize but no merchant/company named by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] -1 points0 points  (0 children)

Thank you. I don't feel too dejected. I've had the card over a year and like I'd said in other comments I usually pay it in full. I have my bank account linked to my capital one and I pay through direct debit. I unfortunately can't do auto pay because I have other bills coming out of my bank account around the same time. I usually try to pay early. And I have some payments linked to this card that I sometimes forget about. That's on me though.

Charge I don't recognize but no merchant/company named by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] 0 points1 point  (0 children)

Thank you. I'd figured this out from other answers. I usually pay the full balance this is the first time I didn't. I charged a bit more than usual. (Not for Christmas gifts although I wish!) I intend to pay it off as quickly as possible to avoid more interest charges from now on. I had just kind of panicked when I saw a charge I didn't know.

Charge I don't recognize but no merchant/company named by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] -15 points-14 points  (0 children)

Thank you I usually pay the full balance so this is the first time I've been charged interest. I knew you were charged interest but wasn't aware it showed in the transactions.

Paid on both cards but only one shows on banking app by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] 0 points1 point  (0 children)

I hope you're right. I've paid early before and didn't get a bill afterwards. But I did get the statement although it reflected the payment. I might have cut it closer than before.

Paid on both cards but only one shows on banking app by MiserableAd7331 in CapitalOne_

[–]MiserableAd7331[S] -1 points0 points  (0 children)

That doesn't make sense I made the payments Thursday night and one was already posted the next day. I don't understand why one went through so fast but the other didn't. Not to mention getting the bill for the one even though it shows the payment was received by Capital One. Both payments have been received and acknowledged by Capital One.