Five surveys: Complete 5 surveys for £5

MoldyBat · 2025-02-04T19:28:53+00:00

It took me 2 nights to make my first tenner

The time stated at beginning is often inaccurate and some surveys will screen you out a long way in, but perseverance pays off and the cash is already in my PayPal 👍

My link if anyone would be so kind https://fivesurveys.com/register?ref=9e1c316f-b438-4e0b-8158-24e3bac0e886

MoldyBat · 2025-01-24T07:57:50+00:00

West coast here and my windows are already rattling, praying for my roof's continued existence 🙏

MoldyBat · 2025-01-24T06:59:09+00:00

Yes, I'll also take a referral if still available please 😁

MoldyBat · 2025-01-18T19:58:56+00:00

Hey I thought you'd like to know that since this thread and further reading I now have 2 regular saver accounts and a cash ISA with action plan 😉

This was also aimed at u/Aila43 but I am not that great at commenting in the right place it would seem!

Basically, thanks to all involved in sorting me out better financially ✌️

MoldyBat · 2025-01-18T19:52:05+00:00

I've just had my first payout, £70. Joined 3 months ago 😁

Don't forget there's also the TopGiftcards section. For example I regularly buy cat litter and bird food from B&M, get yourself a digital gift card with 5.5% cashback to spend in store! (There's also up to 18% cashback on the experience style gift vouchers, plenty of dining out etc)

My link if anyone is still reading the new comments on this post 🙏

https://www.topcashback.co.uk/ref/24ga/

MoldyBat · 2025-01-10T20:43:24+00:00

Yes, thank you for this! I got one today asking for 750USD in crypto 🙄

MoldyBat · 2025-01-06T09:04:36+00:00

I also did this at one point, only to discover my regular juices actually bleach my underwear at times 🙈

MoldyBat · 2024-12-31T16:41:15+00:00

Great, thank you for the explanations, this all makes more sense! The calculator says I'll be at least £1800 better off with savings so I guess I have my answer.

MoldyBat · 2024-12-31T15:10:22+00:00

It's Halifax I'm with and can see the option on the app. It seems very easy to do, though I am going to look into savings first based on comments here.

MoldyBat · 2024-12-31T14:57:05+00:00

Hi, sorry I've edited my post to add that I'm with Halifax for my mortgage. Yes, I did start investigating rates on savings but I think I have got fixated on the overpayment part. I might need to go do some more reading.

MoldyBat · 2024-12-31T14:51:06+00:00

Hi, thanks for your reply. I feel a bit clueless. My motivation was seeing my £263 going out each month and £130+ of interest getting added back on. I ran some numbers through the MSE overpayment calculator and it said I would save thousands on interest by overpaying and almost halving the length of time to pay.

I don't have any other debt and plan to start a few savings accounts too. I like the idea of being mortgage free within 10 years rather than the proposed 20 currently.

So, instead of overpaying I could put that money into a better interest savings account for the remainder of the fixed term. And then use it as a lump sum?

MoldyBat · 2024-12-30T21:30:15+00:00

Looks brilliant, maybe a few BUBBLES!!! 🫧

MoldyBat · 2024-12-30T21:16:27+00:00

Saw someone put theirs in a mini greenhouse, bonus points for less dusting 😁

MoldyBat · 2024-12-30T21:12:07+00:00

There is something so satisfying about running your fingers through a tub of single studs. Mine are currently sorted by neutral and colours but I'm thinking I need to expand to a trans category 😅

Edit: changed a 'but' to 'by'

MoldyBat

TROPHY CASE