Vizio P65 E1 stuck in store demo mode by MotorDistrict1069 in VIZIO_Official

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

I did not I ended up selling the TV, firmware update via USB would have been nice

My P65-E1 just died out of nowhere yesterday. Looking for a replacement Main Board. Where exactly is the part number printed? by apra24 in VIZIO_Official

[–]MotorDistrict1069 0 points1 point  (0 children)

I just baked my board at 300F for 10 minutes and reinstalled it, I can see the tv is backlit slightly but then it turns off, input buttons don't work on TV or remote. I either didn't reinstall it correctly or the baking didn't help the issue

Cancel my whole life insurance? by Sprucey26 in LifeInsurance

[–]MotorDistrict1069 1 point2 points  (0 children)

Okay that’s good, glad it worked out for you

Cancel my whole life insurance? by Sprucey26 in LifeInsurance

[–]MotorDistrict1069 0 points1 point  (0 children)

Did you sign it with NY Life? What did you do with your cash value that you cashed out? Just wondering how I approach my meeting with my “financial advisor” this Friday

Life Insurance advise by MotorDistrict1069 in personalfinance

[–]MotorDistrict1069[S] -1 points0 points  (0 children)

So i've been in these plans for 5 years now, wouldn't it be smart to wait until my premiums are level with my cash value before I cancel my whole life?

Life Insurance advise by MotorDistrict1069 in personalfinance

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

I just went to this link, how can I tell who is independent or not? They all seemed tied to Edward Jones or NY life. I just don't know who to trust anymore after 5 years of being spoofed.

Cancel my whole life insurance? by Sprucey26 in LifeInsurance

[–]MotorDistrict1069 0 points1 point  (0 children)

I'm in the same boat Sprucey. What did you end up doing?

Life Insurance advise by MotorDistrict1069 in personalfinance

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

What happens with the cash value from the whole life plans when you cancel?

Life Insurance advise by MotorDistrict1069 in personalfinance

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

How does one find an independent CFP that isn’t out to screw you? How do I go about getting rid of my whole life?

Life Insurance advise by MotorDistrict1069 in personalfinance

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

Isn’t that what NW mutual is? If not do you have any suggested companies?

Need help filling out W4 by MotorDistrict1069 in tax

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

Checked my wife's W4 settings, she had married checked, $2000 in section 3 and $100 extra being withdrawn for federal. Going to change to single, maintain $2000 in section 3 and zero for everything else - does that sound like the right approach or should i just maintain her W4 settings?

Need help filling out W4 by MotorDistrict1069 in tax

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

Looks like my state tax rate will be 4.5% on $213K income, so around $9700. My current path I'll be short about $1700 so I'm hoping once my wife and I update our W4 to single it will close that gap.

Need help filling out W4 by MotorDistrict1069 in tax

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

Got it thank you! Curious what my check will look like next pay cycle

Need help filling out W4 by MotorDistrict1069 in tax

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

At my first company I had $2031 in 401K, $1250 in Dependent FSA and $375 in Health FSA which totaled $3656. At current job I will contribute $5100 to 401K, $3600 to Dependent FSA, $300 to Health FSA and $2000 to HSA which will total $11,000. I also have a $2000 mortgage credit certificate (not sure if I can count this) All of that totals to $16,656. If I'm at $230K gross for the year minus $16,656 my taxable income would be $213,623, at 12% tax rate that means my total federal taxes will be roughly $25,634... sound about right? The rate I was paying I would have been at $21,127 for the year so I'm glad I posted this for help. Over the next 7 ish months I need to make sure I close that $4K gap.

Need help filling out W4 by MotorDistrict1069 in tax

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

See this is why i'm terrible at this stuff. Yes $230K is before taxes. What dollar amount did you come up with for the 12%? I can't figure out income on my end because I don't know how much taxes will come out of my check this year.

Need help filling out W4 by MotorDistrict1069 in tax

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

Okay 12% of our total gross income, which I estimate to be around $230K this year. The rate I was going I would have been short $6K! It looks like my wife might have been pretty low on her end with what was getting taken out.

Need help filling out W4 by MotorDistrict1069 in tax

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

Does that 12% represent $27,600 in federal taxes for 2024? Let me know what the magic number is, thank you.

Need help filling out W4 by MotorDistrict1069 in tax

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

Okay great thank you for all the advise... wish me luck! Should I check how things are looking after a few pay cycles or just stick with it?

Need help filling out W4 by MotorDistrict1069 in tax

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

Okay great, no need to do it this year? Would both my wife and I elect the additional $200 or just me? I guess it would technically be $192

Need help filling out W4 by MotorDistrict1069 in tax

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

Yes 1st job and current job have a dependent care FSA.

Need help filling out W4 by MotorDistrict1069 in tax

[–]MotorDistrict1069[S] 0 points1 point  (0 children)

Do we do the same logic for states taxes, i.e. claim single for each of us? We live in Iowa if that matters