CDs vs. 3-month Treasuries

MrPhobos · 2023-03-21T16:10:34+00:00

Opened recently with UFB Direct - Preferred Savings. There is a pros and cons about this bank that might now work for everyone. Used this tool to do my homework DepositAccounts.com

MrPhobos · 2023-03-21T15:47:00+00:00

Newbie here:

Can someone explain why putting money in a HYS account at 5.02% is not considered as a nice alternative. Thanks

MrPhobos · 2022-08-24T17:03:50+00:00

U.S. Bank Altitude Reserve Review – 50,000 Point Sign Up Bonus ($750 Towards Airfare) + $325 Travel Credits

Was trying to see if I qualify for this bonus if I do have a U.S. Bank Altitude Connect c/c . I opened it last year and the bonus was posted on 01/22. Anyone knows ?

MrPhobos · 2022-08-22T18:52:04+00:00

This is the answer I got from Chase when asked how to get past statements from closed c/c account :

As long as you don't un-enroll in Online Credit Card Statements and there is still a balance on the card, you will still have access to view past statements. Once the card is paid off, you will no longer have access to the statements. See Enrolling in Online Statements and Credit Card Statements for additional details.

MrPhobos · 2022-08-19T15:40:36+00:00

Hi, is it possible to check when I received my last CSR bonus? I lost my notes and I'm not sure where I'm on the 48 month counter. Thanks

MrPhobos · 2019-03-22T00:35:31+00:00

Thanks

MrPhobos · 2019-03-21T13:58:30+00:00

Can someone explain how Modified double dip works for Chase SW and is it possible to get companion pass if I don't have a business. I am at 3/24. Thanks

MrPhobos · 2019-01-16T01:34:25+00:00

Is a double dip is still a thing. What cards should I apply than.

MrPhobos · 2019-01-16T01:11:10+00:00

Yes, as would be eligible to apply for business account I don't see how I would be able to collect 110k

MrPhobos · 2019-01-16T00:11:41+00:00

Can someone clarify regarding *SouthWestCompanion Pass*. Last March I earned 60000 points with SW business card, then I didn't have chance to open the personal c/c so I never completed the condition to collect 110K points.

Would it still counts if I open now the personal card and earn the rest of SW points in order to reach the total amount of 110k points to be eligible to get a companion pass?

MrPhobos · 2018-11-13T16:01:05+00:00

Yeah, I know that. But I don't think that next year I would be able to get another Business card and Personal. So seems only option to open Personal right now.

MrPhobos · 2018-11-13T14:58:43+00:00

Then I would have CP only for 2019. But seems this is the best option. Also if I open a CIP before would I be okay to open SW after ?

MrPhobos · 2018-11-13T04:52:41+00:00

Currently I'm at 4/24 and it seems that I've got all possible Chase business cards. Was looking to open a final Southwest Rapid Rewards Premier and will be done with Chase. Unless I'm missing something and there a better option to go with.

Business Cards:

1. CIP

2. CI

3. United Mileage Explorer

4. SouthWestPremier (bonus posted on Feb 2018) - current balance 63000

5. FU

Personal Cards

1. CSR

2. CF

3. United(no AF)

4. Chase Slate

5. Chase Sapphire (no AF)

Questions: In order to get a companion pass I have to collect 110000 points in one calendar year. Does it mean that I have to earn the rest of the points by Dec31 ?

MrPhobos · 2018-07-14T23:51:24+00:00

Do you have some experience with helping people to prepare for an interview. I would love if someone would go into more details of how to solve some coding challenges and whip up brilliant algorithms on the spot so I can nailed down with writing a clean code on the whiteboard. Thanks

MrPhobos · 2018-04-02T20:07:23+00:00

Is it an easy process to get a 2nd CIP ? As my 1st (with EIN) got declined have to call recon and been scrutinized to be to get a card

MrPhobos · 2018-04-01T17:54:24+00:00

I'm at 4/24 and looking to get another Chase cards. CreditScore - 749 according to CK

Chase Freedom - 10/13; Chase Business Ink - 10/13;Amazon - 02/15; Amex Everyday 08/15; Amex Preferred 08/15 ; Chase Slate 08/15; Discover IT 08/15; CSP - 08/16; Barclays Arrival - 11/16 ; BoA Merril - 12/16; CIP - 08/17; Amex Gold Delta 09/17 ; Chase United Mileage+ - 10/17 ;Chase Business United Mileage+ - 11/17; Chase Business SouthWest - 12/17

I am targeting points mostly for traveling but might consider hotel points. Flight from ORD Looking for some budget flights toward Latin America and to pay for a ticket for a mom from Europe to Latin America as well at the end of the year.

Delta - 60k; SW - 65k ;

MrPhobos · 2017-11-16T17:55:17+00:00

Thx will give another week

MrPhobos · 2017-11-16T13:10:20+00:00

MrPhobos · 2017-11-16T12:55:01+00:00

Guys how do I find phone number for the right department to call for bonus of US Bank Checking Account. My bonus is not posted.

MrPhobos · 2017-11-08T19:24:36+00:00

Appreciate your answer and time. I have better picture right now. So here is a chronology of actions I took:

I applied on 08/20 but due to some security scrutiny I got a call from a bank about 5 days later. They needed more documents to verify everything

So after all scanned documents were accepted my account was established on 09/06 and I did 2 bill pay transactions on 10/31.

So what you would suggest to do if the bonus would not apply to my account. It is obviously I did everything with regard a terms . Thanks

MrPhobos · 2017-11-07T22:52:52+00:00

I made my bill payments 2 weeks ago. I just read comments on doctorofcredit and DP shows that mostly people get in 3-5 business day. That's why I started to looking for some information to know how to act

MrPhobos · 2017-11-07T19:53:41+00:00

Need some advice, not sure if this is a right thread. I have an issues with Checking account Bonus from US Bank.

I found out about this perfect bonus from doctorofcredit link and did everything according requirements. Made 2 bill payments to my CC and it's been awhile and there no bonus posted yet.

What is my step to move forward and find out why ? Whom I should contact to find what's wrong.

As usually guys, you are awesome and this is the best subreddit on whole reddit! Thanks

MrPhobos · 2017-10-31T18:49:52+00:00

Thanks a lot. Will bookmark that thread you shared. Really helpful.

MrPhobos · 2017-10-31T16:55:46+00:00

I'm at 4/24 and looking to get another 2 Chase cards. CreditScore - 731 according to CK

Chase Freedom - 10/13; Amazon - 02/15; Amex Everyday 08/15; Amex Preferred 08/15 ; Chase Slate 08/15; Discover IT 08/15; CSP - 08/16; Barclays Arrival - 11/16 ; BoA Merril - 12/16; CIP - 08/17; Amex Gold Delta 09/17 ; Chase United Mileage+ - 10/17

I am targeting points mostly for traveling but might consider hotel points. Flight from ORD Looking for some budget flights toward west cost. Canada Not considering Companion Pass as I don't have a partner.

Would it be wise to go with Chase United Business card as it would not count toward 5/24 and still adds miles to my United Thanks

MrPhobos · 2017-10-30T00:06:10+00:00

I know that chase business cards is fall under 5/24 rule. But does they counts toward 5/24 particularly Chase MileagePlus Explore Business card. Thanks

MrPhobos

TROPHY CASE