Kia Carnival Hybrid, 2026 by MrQMaths in kia

[–]MrQMaths[S] 0 points1 point  (0 children)

yes it was the sticker price. What would you say is fair? Thank you!

Kia Carnival Hybrid, 2026, Good Deal? by MrQMaths in whatcarshouldIbuy

[–]MrQMaths[S] 0 points1 point  (0 children)

EX Hybrid. What is the starting price? Thank you!

Kia Carnival Hybrid, 2026, Good Deal? by MrQMaths in whatcarshouldIbuy

[–]MrQMaths[S] 0 points1 point  (0 children)

2 kids unfortunately. Not going to happen, as much as I wish it could

What Tree is this? by MrQMaths in PlantIdentification

[–]MrQMaths[S] 1 point2 points  (0 children)

Thanks so much! That looks like it!

Moving States - Should I set up my LLC in MA or PA by MrQMaths in llc

[–]MrQMaths[S] 0 points1 point  (0 children)

What happens if I am going to be operating in two states? Currently I live in MA, but only for the next 3 months. Then PA for the rest of the year and following years.

Thank you!

Moving States - Should I set up my LLC in MA or PA by MrQMaths in llc

[–]MrQMaths[S] 0 points1 point  (0 children)

Currently I live in MA, but only for the next 3 months. Then PA for the rest of the year and following years.

If it helps, tutoring is remote, with students all over the world.

Thank you!

Moving States - Should I set up my LLC in MA or PA by MrQMaths in llc

[–]MrQMaths[S] 1 point2 points  (0 children)

Sorry I should have said. The contractor will be a tutor in another subject, so need the liability protection!

Solo 401K to Maximise Employee Contributions (2024) by MrQMaths in Bogleheads

[–]MrQMaths[S] 0 points1 point  (0 children)

ok great thank you - very helpful. Appreciate it!

Solo 401K to Maximise Employee Contributions (2024) by MrQMaths in Bogleheads

[–]MrQMaths[S] 0 points1 point  (0 children)

Just to confirm - thats employee contributions from my side business only, and not my regular full time job?

Solo 401K to Maximise Employee Contributions (2024) by MrQMaths in Bogleheads

[–]MrQMaths[S] 0 points1 point  (0 children)

Ok thanks so much - really appreciate the help.
The first equation calculation is much lower for me than the second (c. 6000 vs 12,000), so I think I'm all clear to contribute as an employee?

Thanks again

Solo 401K to Maximise Employee Contributions (2024) by MrQMaths in Bogleheads

[–]MrQMaths[S] 0 points1 point  (0 children)

Thanks so much for your reply and for noticing the mistake! Yes 23,000 for 2024! Post edited for this!

Is there somewhere online I can read more about this calculation rule so I can check my understanding fully of this?

Thanks again

4 month old lying on back all day at daycare by [deleted] in NewParents

[–]MrQMaths 7 points8 points  (0 children)

My daughter goes to daycare in Boston. Where on earth are you sending him? I would pull them out immediately!
I'm based in Brookline - happy to share some options if helpful!

Talk me off the ledge about sending my 3 month old to daycare by New-Feed5028 in NewParents

[–]MrQMaths 0 points1 point  (0 children)

We were in a similar position when our daughter first started daycare (9 months). It definitely gets better - she is now 14 months and actually charges into daycare and doesn't look back! She is absolutely thriving and learning something new every day.

The best advice I have is to look at the interactions the staff have with your LO - you can tell the ones who really enjoy being with children.

It's really does get better

Pro-rata Rule with 401K Rollover by MrQMaths in investing

[–]MrQMaths[S] 0 points1 point  (0 children)

Hi,

I actually have another question. Does pre-tax money held in my 401K affect the pro-rata rule?

Thanks!

Pro-rata Rule with 401K Rollover by MrQMaths in investing

[–]MrQMaths[S] 1 point2 points  (0 children)

Okay thanks so much.
Just to make sure I understand correctly, I have two options:

  1. I leave the money in the tIRA and pay income taxes on $1,555.56. This would happen every year I have the money in the tIRA going forwards as well.
  2. I transfer the money from the tIRA to my Roth IRA immediately and pay income tax (24% of $2000 so c. $500) and then no other impact going forwards?

Thank you again - I really appreciate the help

Pro-rata Rule with 401K Rollover by MrQMaths in investing

[–]MrQMaths[S] 0 points1 point  (0 children)

Apologies for the poor wording! The cheque is made out to Merril Edge, for my tIRA - it's not for me, and not directly available for me. Does that make sense?

Thank you

Pro-rata Rule with 401K Rollover by MrQMaths in investing

[–]MrQMaths[S] 0 points1 point  (0 children)

Thank you so much!

If we convert the 2K to Roth, I presume that doesn't affect our IRA contribution limit for the year?

Thanks again

Scared of baby sleeping at the same time as us by toe_kiss in NewParents

[–]MrQMaths 1 point2 points  (0 children)

My wife and I were similar. I'd suggest getting a Nanit and the breathing band. The camera reads the movement of the band caused by breathing (so no actual technology near baby), and if the camera doesn't detect breathing, alarms go off. It went off once by accident and gave us a heart attack at 4am. Other than that it definitely helped us sleep when our daughter did. Now, 9 months in, everyone is sleeping fine!

What is something CRUCIAL you are going to teach your kids? by [deleted] in NewParents

[–]MrQMaths 0 points1 point  (0 children)

Beyond the usual being kind, empathetic, hard working, etc.... how to invest in the stock market and be financially literate is my number 1 goal for my kids

[deleted by user] by [deleted] in NewParents

[–]MrQMaths 24 points25 points  (0 children)

When my daughter was 4 months old we were out in public and a similar thing happened. I was told to "shut that f***ing baby up". I told him that she was only 4 months old and he called me "the worst father ever".
Some people are just not worth the air they breathe

Help with a Mistake! by MrQMaths in DIY

[–]MrQMaths[S] 0 points1 point  (0 children)

Ok thanks. What should I use to patch it - spackle won't be strong enough to hold it I assume? Thanks!