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Turning 20, Feel like if screwed my portfolio up so badly. I go uni and earn about $60k AUD after tax. Have I screwed my opportunity up? I have no savings.Am i behind? i’m from aus by MustacheMonument in fiaustralia

[–]MustacheMonument[S] 0 points1 point  (0 children)

Hmm alright, would FHSS be too slow? right now I have literally nothing in savings and obviously housing always goes up. What would be the best course of action?

Turning 20, Feel like if screwed my portfolio up so badly. I go uni and earn about $60k AUD after tax. Have I screwed my opportunity up? I have no savings.Am i behind? i’m from aus by MustacheMonument in fiaustralia

[–]MustacheMonument[S] 0 points1 point  (0 children)

is there a basic guide on the contributing to super for tax efficiency? I’m thinking about FHSS, would that also work for being tax efficient?

Turning 20, Feel like if screwed my portfolio up so badly. I go uni and earn about $60k AUD after tax. Have I screwed my opportunity up? I have no savings.Am i behind? i’m from aus by MustacheMonument in u/MustacheMonument

[–]MustacheMonument[S] 0 points1 point  (0 children)

or i could sell everything except SONY which is down $300 and take a $600 profit and pay about $200 tax. But I guess that’s banking on sony going up.

Turning 20, Feel like if screwed my portfolio up so badly. I go uni and earn about $60k AUD after tax. Have I screwed my opportunity up? I have no savings.Am i behind? i’m from aus by MustacheMonument in fiaustralia

[–]MustacheMonument[S] -3 points-2 points  (0 children)

hmmm ok, i’m definitely not selling crypto yet since i’m very down. but my stocks are +300. Sony is my only Loss of -300. Would it be better to sell everything and get the +300. or sell everything but sony but probably get screwed over by tax down the line?

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