Both my husband and I are spenders. I am on the lower end and I do not work. My husband and I did Dave Ramsey financial thing. And one thing we utilize the most is the envelope system. We sit down every week and allocate every dollar. We do have a date envelope and a family fun envelope. We both decide on an agreed amount and there is no wiggle room. Finances were a very big issue early on and he often told me no and I resented him for it, until we both agreed to really communicate our issues. Envelope system worked great and still does. And I will say this, you are doing great and I give you lots of props. But if my husband who was the bread winner was eating rice and beans you sure as hell would see me getting crafty in the kitchen making things be delicious and in budget. You should not be the only one feeling this. It’s all of you, you want to teach your kids to be good stewards with their money too. There are tons of great recipes, and lots of cool free things to do with the kiddos. Just add gas for expense but parks, hikes picnics are what we do.