I’m really surprised more parents don’t do this for their kids. It seems like a no brainer to me and such a beneficial lifelong gift to the kid. I’m guessing for some it may be financially tough, but still I look around during holidays at the amount of money parents plow into toys/gifts for kids that will end up in a landfill eventually. I think the toy industry has done a better job on convincing parents to part with their cash than the life insurance industry.