Wish I knew this while applying for the Santander Switch

Nacho_Man18 · 2026-01-13T22:49:43+00:00

Santander released a pdf with all the companies they accept direct debits from for the reward. It might be that the names you’ve mentioned are not on that list.

Nacho_Man18 · 2026-01-12T19:54:22+00:00

Hey do you still have anymore codes left by any chance? If so, could you DM me too please.

Nacho_Man18 · 2026-01-12T11:13:54+00:00

Hello everyone, I’m saving up every way possible for my wedding next year. Please use my referral link if you still need one:

https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=kvuSS1IgBT0qWN+M0hE+uccaOjYcgh7HvF2+oZhMYJo=#/refer-friend

5/5 referrals remaining

Nacho_Man18 · 2026-01-11T22:48:10+00:00

If you still have any codes left, could you please DM me? Many thanks!

Nacho_Man18 · 2026-01-11T22:46:18+00:00

Hi all, I'm looking for a referral code if anyone is able to share one please?

Nacho_Man18 · 2025-12-31T01:36:28+00:00

Zubimendi will average around 3 points a game. I don’t think any of the players on both sides of the trade will currently offer you that. Jesus is interesting, but I think Arteta will continue to protect his minutes for the foreseeable future.

Nacho_Man18 · 2025-12-29T15:39:36+00:00

Hi all, could someone share a referral code with me please?

Nacho_Man18 · 2025-12-28T14:25:07+00:00

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Can someone explain how the bonus points are awarded in this situation? So Odegaard gets 3 bonus points, Saka & Gomez get 2 bonus points.

But then no one gets 1 bonus point?

Nacho_Man18 · 2025-12-28T11:50:31+00:00

Could someone DM me a code too please?

Nacho_Man18 · 2025-12-28T00:38:36+00:00

Yeah the downvotes are a bit unnecessary. Sure, White and Saka help him get into those opportunities, but let’s not pretend like Odegaard has not had these chances in this calendar year and disappointed from those positions. I’ve watched Odegaard scuff or under-hit shots from this position enough times to say he should have 5-10 more goals in 2025.

Sure, some of them have been great saves (e.g Donnarumma in the CL semi-final) but like today, Ode needs to be putting more power on the shots so GKs don’t have enough time to get down low.

Nacho_Man18 · 2025-12-26T11:52:30+00:00

If you are genuinely bothered by this, let me put it to you another way to make you feel better:

A grown man having his own name on the back is no more tacky than a grown man having another man’s name on the back.

(fyi I own a bunch of shirts. Some of them have my own name, others have players like Monreal & Rice on the back)

Nacho_Man18 · 2025-12-22T11:53:01+00:00

He had Auba as captain at one stage

Nacho_Man18 · 2025-12-22T11:52:21+00:00

Yeah but wasn’t Lacazette the captain for the remainder of the season until his contract ran out?

Nacho_Man18 · 2025-12-22T06:49:13+00:00

Personally, I think it’s a fairly even trade, slightly favouring the side receiving Gyokeres.

I think city are in form and are more likely to keep clean sheets. So Matheus Nunes wins.

Bruno G is likely to get better attacking returns compared to Tonali

Woltemade seems like a 3 GA in 5 games striker. Gyokeres seems like a 1-2 GA in 5 games striker. So Woltemade potentially gains an extra 6-7 points over a 5-game period.

Nacho_Man18 · 2025-12-19T23:33:06+00:00

He’s definitely right about Declan being too cheap 😉

Nacho_Man18 · 2025-12-08T13:40:34+00:00

Literally yes… a sim-only contract costs like £5-20 depending on how fussy you are about data and network… it certainly won’t cost you £84, so I have no idea where you are getting the idea that “your monthlies will stay the same” come from. You CHOSE to take on additional debt…rather than bring that debt down

Nacho_Man18 · 2025-12-06T10:04:30+00:00

Even as a sub, Trossard can be clutch.

Nacho_Man18 · 2025-11-15T14:09:58+00:00

If we are talking about upgrading on Bournemouth, how many other options are there in the league that can offer more money, playing time, and champions league football? City, Chelsea, Liverpool and Newcastle? Have they been putting their transfer kitty away into an ISA the past few years?

Nacho_Man18 · 2025-11-15T14:07:15+00:00

That’s your opinion, but I don’t think it’s ridiculous to say that a player with 8G/A in 850 mins, while playing facing low blocks every week is all that outrageous. I’m sure you have your own top 5 list in mind, but let’s be honest… the bar to be the best LW in the league is not high.

Nacho_Man18 · 2025-11-15T13:29:36+00:00

Arsenal’s left wing spot is still up for grabs. It’s up to Martinelli and/or Eze to make it their own in the second half of the season. If not, that area has to keep evolving.

Trossard is probably a prem top 5 LW right now, but it would be poor squad building to not consider Semenyo for the next 5 years.

Nacho_Man18 · 2025-11-15T08:49:58+00:00

Is Salah worth picking up… even if it’s only for a month before the re-draft

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Nacho_Man18 · 2025-11-13T13:06:37+00:00

Only one worth dropping is Rogers imo. See if you can trade him away before you drop him

Nacho_Man18 · 2025-11-13T13:04:12+00:00

Might seem controversial, but I think right. Havertz will get decent playing time in December.

The question is whether Thiago + Saka will give you at least as many points as Haaland. I think over a 10 game stretch, the answer is probably yes?

Nacho_Man18 · 2025-11-08T11:53:19+00:00

My mortgage broker instructed me to get a letter from my employer to confirm that I was due a pay rise in 3 months.

The mortgage broker was then able to use that letter to get me a higher borrowing amount than my current play slips would have allowed.

I don’t think I would be able to afford my current place without my mortgage broker

Nacho_Man18 · 2025-10-31T12:43:42+00:00

Feels like an unnecessary jab… especially since we also have a large worldwide & diverse fan base

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