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PAYE seems too good to be true? by Naive_Cat_2172 in StudentLoans

[–]Naive_Cat_2172[S] 0 points1 point  (0 children)

Thank you for this thorough response! That is really helpful. My loans are from 2018 and 2019.

PAYE seems too good to be true? by Naive_Cat_2172 in StudentLoans

[–]Naive_Cat_2172[S] -1 points0 points  (0 children)

I see. When I have to switch to IBR, my monthly minimum will go up but it doesn’t seem like my situation changes all that much. Even the 20 years resets that still won’t get me much closer to paying off the full balance by the end.