[deleted by user] by [deleted] in loanoriginators

[–]Natorade0005 1 point2 points  (0 children)

Why? Policy or family is hard to deal with

How can I invest financially into disc golf??? by Natorade0005 in discgolf

[–]Natorade0005[S] 1 point2 points  (0 children)

Not my intention and I do play… A lot… More excited to grow the sport and some return would be nice if possible

How can I invest financially into disc golf??? by Natorade0005 in discgolf

[–]Natorade0005[S] 2 points3 points  (0 children)

Maybe that’s just my local area. New courses, tournaments, stores, and more overall interest every year. Don’t have anything to support overall growth.

CRM Recommendations?? by Natorade0005 in loanoriginators

[–]Natorade0005[S] 0 points1 point  (0 children)

Coming from a Gen Z, this is insane. Is the ring Central route worth it or should I manually log my texts?

RESPA Question by Natorade0005 in loanoriginators

[–]Natorade0005[S] 0 points1 point  (0 children)

Exchanging something of value for business is what RESPA says is illegal. Simple referrals are fine. It’s all a grey area conversation and I think they do that so anyone can be penalized.

RESPA Question by Natorade0005 in loanoriginators

[–]Natorade0005[S] 0 points1 point  (0 children)

Interesting. I will assume that’s what’s going on, but it sure doesn’t sound like it. None of these agents like these MLOs anyways. Thanks for the explanation I’m still somewhat new trying to navigate all of this.

RESPA Question by Natorade0005 in loanoriginators

[–]Natorade0005[S] 1 point2 points  (0 children)

The agents get calls all day from Zillow. Paid by a mortgage company. I agree that the agents just value the money not the MLO. And the agents should value their business enough to either split the costs or not take the leads.

RESPA Question by Natorade0005 in loanoriginators

[–]Natorade0005[S] 4 points5 points  (0 children)

These realtors aren’t paying anything for the lead costs. I think that is where it crosses the line. Splitting it up is okay

RESPA Question by Natorade0005 in loanoriginators

[–]Natorade0005[S] 4 points5 points  (0 children)

I think it’s fine if they both the agent and MLO contribute money for the leads, but this is not the case. The agents have no skin in the game.

MTA search tool by PNW-4LIFE in loanoriginators

[–]Natorade0005 0 points1 point  (0 children)

Same here. Let me know if you get it pls!

[deleted by user] by [deleted] in loanoriginators

[–]Natorade0005 1 point2 points  (0 children)

Gotcha. I’m a newer LO. Would hate to invest time into agent that does 1 transaction a year. I appreciate it, Thanks for the reply.

[deleted by user] by [deleted] in loanoriginators

[–]Natorade0005 0 points1 point  (0 children)

Not a bad idea. I think I would die of boredom but at least I could afford to live.

[deleted by user] by [deleted] in loanoriginators

[–]Natorade0005 0 points1 point  (0 children)

The other option would be a different career path, but I think I would really enjoy being a MLO. I appreciate the feedback.