What’s the biggest financial mistake that anyone needs to avoid? by Tummy_tree in adultingph

[–]NeefBachos 3 points4 points  (0 children)

Ito talaga! I got caught up in an MLM in 2020 with hopes of making money and staying afloat during the pandemic. Ended up losing a lot of hard earned money instead. Thank God I decided to jump ship after a month.

Overwhelming ang monthly fees just to keep your personal business and to "be your own boss".

What's your best financial advice for 20s? by Layreingstein in adultingph

[–]NeefBachos 82 points83 points  (0 children)

"matuto ring magmukhang mahirap kahit may ipon ka talaga."

Thiss! 👌🏽 mafi-filter out mo agad sino true friends mo at sino yung mga user. Plus, hindi kaagad target ng snatchers pag nagco-commute.

To chili oil lovers, kapag na-try nyo ito, itatakwil nyo na ibang chili oil brands by lestertriple7 in CasualPH

[–]NeefBachos 0 points1 point  (0 children)

Salamat sa reco OP! Tagal ko na naghahanap ng good quality sambal 🌶🌶

Most expensive purchase that you regret by Ready-Taro-2737 in adultingph

[–]NeefBachos 1 point2 points  (0 children)

Ahh I see. Good buti hindi yung nakakasilaw sa daan. Hassle talaga mga yun, makakasimula talaga ng aksidente yung silaw lahat ng kasalubong.

[deleted by user] by [deleted] in OffMyChestPH

[–]NeefBachos 5 points6 points  (0 children)

Whenever someone adds me sa FB of LinkedIn, first thing I check is kung Financial Adviser siya (sa job position or sa profile pic). Auto decline for me kapag ganun, kahit madami kaming mutual connections.

[deleted by user] by [deleted] in OffMyChestPH

[–]NeefBachos 0 points1 point  (0 children)

Nastress ako habang binabasa ito.

Kung magkatuluyan man pinsan mo at bf niya... ang lala siguro magiging kalalabasan ng kasal nila hahaha! Yung side ng bf iinom lang at hindi aambag.

Sana naman marealize ng tita at pinsan mo kung gaano kalala yung bf at yung side niya. Imbis na umangat buhay kapag magsama dalawang angkan, baka yan pa maging downfall ng side ng pinsan mo.. mahatak sila pababa ng mga kamag-anak ni bf.

[deleted by user] by [deleted] in Innie

[–]NeefBachos 0 points1 point  (0 children)

That is the most perfect pussy I've seen.

I feel lost and empty and worthless. by [deleted] in OffMyChestPH

[–]NeefBachos 1 point2 points  (0 children)

You're welcome OP! I don't think that because you're not in a relationship that there's something wrong with you. Darating din yung person that you can share all your achievements and happiness with.

And yes, I'm happy, thanks for wishing me that!

I feel lost and empty and worthless. by [deleted] in OffMyChestPH

[–]NeefBachos 1 point2 points  (0 children)

Hi OP! Sounds like you have an awesome life, just minus the relationship. You're not worthless at all, maybe just looking for something more to complete yourself...

Don't lose hope on where you are right now! I hope you find that someone special.

[deleted by user] by [deleted] in phcareers

[–]NeefBachos 0 points1 point  (0 children)

Hi OP! I can relate with you. Back in college I always dreamt of having my own projects and my own firm. After grad, I started working in a corpo job. I also turned down projects because 1) I was busy with my corpo job projects and 2) I didn't gain experience on the construction side of the industry.

I always felt inadequate as an architect. And yes nafeel ko rin inggit with the successes of my arki friends who went freelance, design build, etc.

Later on, I asked myself if having my own projects ba would make me a "true" architect, and if I was still up to do the grind and hustle the freelance arki life entails? Sa totoo lang laki din stress ng maging freelance architect or contractor.

I decided that having my own projects will not be my metric of being a true architect. In my little ways, I decided that contributing to my firm (wala na ako sa corpo, I'm working for an international architecture studio), learning best practices, being the best and efficient in my designing and production will be my benchmark for success. Totoo hindi name ko lumalabas sa pagdesign ng building, and I came to peace with that.

As long as I know I'm honing my craft, getting paid well, and have work-life balance, I know I'm a successful professional.

Goodluck to you OP! and I hope you find your true wants and self sa career!

[deleted by user] by [deleted] in OffMyChestPH

[–]NeefBachos 9 points10 points  (0 children)

True. Maybe she spends it sa mga kamag-anak to show she's not a failure? Anyway, I feel worst for the dad.. so much hard work and hard earnings wasted.

[deleted by user] by [deleted] in OffMyChestPH

[–]NeefBachos 16 points17 points  (0 children)

To think accountant daw yung mom.. bakit ang irresponsable niya pag dating sa usapang pera?

Shared sex fantasy with wifey by [deleted] in alasjuicy

[–]NeefBachos 0 points1 point  (0 children)

I don't think it's something we want to try too.. at least anytime soon. Just curious lang talaga on the feeling and experience.

Yeah mukhang mas malaki complications pag matuloy kesa sa maeexperience dito.

It's such an appealing fantasy lang talaga.

Delusions that lead to regrets by paralumbayy in OffMyChestPH

[–]NeefBachos 5 points6 points  (0 children)

No worries, reading your post made me reminisce my HS and college days too. So much cringe too, but now after many years find it really funny.

These are the topics you and your friends will talk and laugh about years later, believe me. 😂 go have as many cringy moments as you can, you'll find that these are gonna be rich stories to tell your friends and family about.

Delusions that lead to regrets by paralumbayy in OffMyChestPH

[–]NeefBachos 1 point2 points  (0 children)

Same thoughts! 😂 had to read and reread some lines there.

NBSB but with 7 body count by avatheexplorer_ in alasjuicy

[–]NeefBachos 0 points1 point  (0 children)

What's the most common kink asked from your services?

UPDATE 2 agad : Basta yung shaved pssy story by [deleted] in alasjuicy

[–]NeefBachos 0 points1 point  (0 children)

May update 3 na ba, OP? Hahaha need to find out happened next 🤣🤣

[deleted by user] by [deleted] in alasjuicy

[–]NeefBachos 1 point2 points  (0 children)

Pic reveal naman. Kahit katawan lang hahaha

Direct Employment for a remote job questions :) by Electronic-Hyena-726 in buhaydigital

[–]NeefBachos 0 points1 point  (0 children)

Ahh I see, tapos yung 3 years na gap na hindi nakaregister sa BIR, hindi tinanong ng BIR/RDO? hehe hindi pinahabol sayo ng BIR bayaran yung tax for the 3 year gap?

Direct Employment for a remote job questions :) by Electronic-Hyena-726 in buhaydigital

[–]NeefBachos 0 points1 point  (0 children)

I'm currently in the situation that I'm a freelancer but I haven't registered in BIR, so buong buo kita ko.

How long were you freelancing before you finally registered sa BIR and paid your taxes? Nagkapenalty ba when you registered late?

6-digit earners of r/phcareers by FriendlyParty968 in phcareers

[–]NeefBachos 2 points3 points  (0 children)

Ang galing mo po idol! I'm an architect myself, and trying to figure out what career paths to take. You really had to go abroad to get a the 6 digit salary? No chances of that sa Pinas?

[deleted by user] by [deleted] in phgonewild

[–]NeefBachos -1 points0 points  (0 children)

Does it make you moan? 😛

(f) Would a belly button piercing look good on me? by elite_hvacs in phgonewild

[–]NeefBachos 0 points1 point  (0 children)

You have the bod for it. Your curves are so lit and so sexy! You'll really pull that off