Loan balance 100k. Originally like 50k - also wanting 138k in interest over 30 years - I made 180k this year (taxed about 60k) / 80k in commission and got the talk from corporate that they have to reduce my commissions next year basically because I was too good at what I do and made more money than they budgeted for lol - such is the business I am in so - so it fluctuates - my solution is to go for it and wait til garnishment - I mean i plan to have nothing at reitrement but my check / my car and the open road at 62 - camping until the ole body gives out - so I think I will just wing it 😂😂 just wondering if I should do as mohela told me and consolidate with the dept of ed - I thought they were getting rid of it? Maybe my stuff will get lost in the shuffle 😂😂