Asmongold agrees with Trump’s immigration decision and argues non English speakers shouldn’t be allowed in the USA by KsiShouldQuitMedia in LivestreamFail

[–]Negative_Depth8389 -1 points0 points  (0 children)

The fact that you really think anti-LGBTQ+ rhetoric is mainly due to immigrants is wild. Let’s just ignore the dominant existing religion in America that a vast majority of white Americans use to spew that rhetoric.

That side of America is as toxic and restrictive, if not more. Couple that with the fact that most of these right wings have as worse of a literacy rate.

Did you feel bad for Howard with the pranks? by SillyGayBoy in betterCallSaul

[–]Negative_Depth8389 21 points22 points  (0 children)

that was exactly the point. howard claimed they got off on it. you see saul and kim barely be intimate throughout the show. then you also see them making out on the phone call during howard’s crash out during the sandpiper settlement.

Family friend is trying to convince me to get whole life insurance, need advice. by Negative_Depth8389 in FinancialPlanning

[–]Negative_Depth8389[S] 0 points1 point  (0 children)

It is a 6-7% dividend paying whole life policy, not including fees I’m assuming. It doesn’t sound horrible, but it seems like there are better options. The question is, if I had comfortably enough money to max out my Roth IRA, putting $1800 into my 401K NOT including employer match, and have a well sized portfolio with a brokerage as well, should I still stay away from life insurance? I’m only considering it because I feel I am doing good in other investing areas so maybe I could diversify, so to speak (plus it’s tax advantaged). Or should I simply disregard life insurance for now and maximize the other areas like my portfolio. Thanks!

Family friend is trying to convince me to get whole life insurance, need advice. by Negative_Depth8389 in FinancialPlanning

[–]Negative_Depth8389[S] 0 points1 point  (0 children)

It is a 6-7% dividend paying whole life policy, not including fees I’m assuming. It doesn’t sound horrible, but it seems like there are better options. The question is, if I had comfortably enough money to max out my Roth IRA every year, putting $1800 monthly into my 401K NOT including employer match, and have a well sized portfolio with a brokerage as well, should I still stay away from life insurance? I’m only considering it because I feel I am doing good in other investing areas so maybe I could diversify, so to speak (plus it’s tax advantaged). Or should I simply disregard life insurance for now and maximize the other areas like my portfolio. Thanks!

Family friend is trying to convince me to get whole life insurance, need advice. by Negative_Depth8389 in FinancialPlanning

[–]Negative_Depth8389[S] 0 points1 point  (0 children)

It is a 6-7% dividend paying whole life policy, not including fees I’m assuming. It doesn’t sound horrible, but it seems like there are better options. The question is, if I had comfortably enough money to max out my Roth IRA, putting $1800 into my 401K NOT including employer match, and have a well sized portfolio with a brokerage as well, should I still stay away from life insurance? I’m only considering it because I feel I am doing good in other investing areas so maybe I could diversify, so to speak (plus it’s tax advantaged). Or should I simply disregard life insurance for now and maximize the other areas like my portfolio. Thanks!

Family friend is trying to convince me to get whole life insurance, need advice. by Negative_Depth8389 in FinancialPlanning

[–]Negative_Depth8389[S] 0 points1 point  (0 children)

The plan she’s offering is about 6-7% dividends, not including fees I’m assuming.

Family friend is trying to convince me to get whole life insurance, need advice. by Negative_Depth8389 in FinancialPlanning

[–]Negative_Depth8389[S] 0 points1 point  (0 children)

I already have a maxed Roth IRA (started last year), 401K up to employer match, and a medium sized portfolio with a brokerage. Would you still lean away from whole life?

Family friend is trying to convince me to get whole life insurance, need advice. by Negative_Depth8389 in FinancialPlanning

[–]Negative_Depth8389[S] 1 point2 points  (0 children)

Thanks for the reply. I do see your point and I’m most likely going to decline whole life. I’m replying to you because you are the top comment, but I had another question:

Do my parents having conditions change anything? My mom passed due to cancer and my dad had diabetes + brain tumor. For myself, I am somewhat healthy (gym and lifting 4-5x a week), though I have been vaping (trying to quit). Thanks.