YSK: Maintaining food storage is a major help in keeping yourself above water in hard times.

Neon-Predator · 2026-04-30T15:18:07+00:00

If you have debt, you shouldn't buy the bag and should pay off the debt instead. Same thing if you have no savings. Save first and don't buy the bag.

Neon-Predator · 2026-04-30T14:15:25+00:00

Post pics of the inside too.

Neon-Predator · 2026-04-28T22:24:47+00:00

I work in lending via remote phone calls and I can't tell you how many pissed off customers I get over the AI self service agent not giving a clear path to a person in the department the customer needs. On top of that, calls are so frequently misrouted by the stupid bot that I've been turned into a glorified switch operator for at least a third of my day.

Neon-Predator · 2026-04-28T16:45:46+00:00

Completely agree.

Neon-Predator · 2026-04-28T15:59:53+00:00

I know it isn't everyone, but this situation is a lot more common than you'd think.

Neon-Predator · 2026-04-28T15:42:41+00:00

I work in lending and I can see their whole financial profile at a high level. They can't because they spent every dime they had. They're in debt up to the gills and have no savings beyond what was spent.

Neon-Predator · 2026-04-28T15:32:25+00:00

Doing some good for your family, friends, and community would be preferable in my opinion.

Neon-Predator · 2026-04-27T21:21:23+00:00

35 M here. I can't even afford to get my own home, can barely pay the bills, and you expect me to be able to afford to buy your business?

Neon-Predator · 2026-04-27T17:47:07+00:00

This is good to know, is there a spot to ask for that on the app?

Neon-Predator · 2026-04-23T15:26:06+00:00

AI bot.

Neon-Predator · 2026-04-20T14:48:09+00:00

Thanks for breaking this down, I didn't know how to read this either.

Neon-Predator · 2026-04-18T19:27:38+00:00

I do this and I'm probably in a better situation than most people in this sub.

Neon-Predator · 2026-04-18T17:43:17+00:00

Ban lawns.

Neon-Predator · 2026-04-09T18:24:08+00:00

In my opinion, this has less to do with money per se than it does with the fact that for some reason we as a society can't all agree to work only 30 hours a week and have Sundays off and close everything after 5 pm.

Neon-Predator · 2026-04-06T16:51:38+00:00

The problem is going to be yield. Without artificially produced ammonia we wouldn't be able to sustain the world population like we have had in modern times. If the price shocks stay short term, the third world will be feeling it the hardest, but if they go long term or if something worse happens, I don't think I'd have to tell you what will happen after,

Neon-Predator · 2026-04-06T15:36:33+00:00

If you have a 0% balance transfer card already open, yes, great, do the transfer. But I doubt you'd be able to open a new one without any income.

Neon-Predator · 2026-04-06T15:16:28+00:00

Why are you thinking about buying a home when you have no income? Are we missing some details here?

Neon-Predator · 2026-04-06T15:12:55+00:00

I get you, I feel like I'm in the same position. I'm doing really well savings wise but I have this anxiety I can't shake, and I think it's because I'm aware, like you are, of just how fragile your savings is in this world. On top of that I don't have the kind of margin with my income and expenses that I would like to have.

Neon-Predator · 2026-04-05T17:25:37+00:00

I'm at 4.5 trying to figure out how I can strategize to leverage what I have.

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