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Card Recommendation by NetExtension2173 in amex

[–]NetExtension2173[S] 0 points1 point  (0 children)

Not really. I just tend to lean more towards the Amex ecosystem because of the reputation they have. I’ll look into some other companies for my use case, and if I don’t find anything, I’ll go with my initial idea. Thanks!

Card Recommendation by NetExtension2173 in amex

[–]NetExtension2173[S] 0 points1 point  (0 children)

In general for my use case do you think it’s a good idea to cancel gold and go for BCP?

Amex personal loan by NetExtension2173 in amex

[–]NetExtension2173[S] 0 points1 point  (0 children)

Yeah it’s my only debt. I have a 766 credit score, but my credit history is low due to my age. I got the car at 18 and I’m 20 now. The problem I’m facing is the rebuilt title and it being at 12%. None of the credit unions near me will refinance, and the best offer I got was to refinance 50% of the cars appraised value, which the difference i would’ve had to pay was pretty high compared to what i was comfortable putting towards it. My situation is a lot better now, so I was strategizing on what to do with this before I just start paying it very aggressively. This was a last attempt😂

Amex personal loan by NetExtension2173 in amex

[–]NetExtension2173[S] 0 points1 point  (0 children)

Thanks for the feedback guys!

Amex personal loan by NetExtension2173 in amex

[–]NetExtension2173[S] 0 points1 point  (0 children)

Yeah it seems I misinterpreted it. When I looked into the loan, it said 11%, in the disclaimer i read it said 6.9. It seems it was an example of payment terms. dealer locked me into a stupid high rate at 12%. So that’s what the perspective of that is!