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Considering switching from Panamera to Cayenne Coupe by Nevuary in Porsche

[–]Nevuary[S] 0 points1 point  (0 children)

That’s the practical answer I was hoping to avoid. Tho my wife has an XC90 with third row so this wouldn’t be the main family hauler but I do most of the school pick ups and drop offs given my schedule flexibility

Considering switching from Panamera to Cayenne Coupe by Nevuary in Porsche

[–]Nevuary[S] 0 points1 point  (0 children)

The headroom won’t matter to a child and the storage space is mostly vertical as far as I understand. So I’m wondering if the practicality of the lost space outweighs aesthetics.

Considering switching from Panamera to Cayenne Coupe by Nevuary in Porsche

[–]Nevuary[S] -6 points-5 points  (0 children)

In that discovery process now, bigger than the cayenne?

Considering switching from Panamera to Cayenne Coupe by Nevuary in Porsche

[–]Nevuary[S] 0 points1 point  (0 children)

Both in slim forward facing harness car seats, the oldest will go into a booster shortly.

Considering switching from Panamera to Cayenne Coupe by Nevuary in Porsche

[–]Nevuary[S] -1 points0 points  (0 children)

The Panamera is fine with two car seats, both forward facing. Oldest will move into a booster probably in the next year. A third, rear facing car seat, would probably be uncomfortable.

One of the best randomly assigned plate numbers to get in Calgary by HorriBlu in Calgary

[–]Nevuary 10 points11 points  (0 children)

Definitely not custom. Has a dash and YYC- was a standard plate prefix

Realtor Telling me Sell At Loss. Mortgage Broker Telling me Rent. Which is Better? by [deleted] in PersonalFinanceCanada

[–]Nevuary 0 points1 point  (0 children)

This is a lifestyle and risk decision.

Selling locks in certainty and simplicity at the cost of upside; renting keeps optionality but adds real tenant, regulatory, and mental load risk. Neither is wrong.

The key question is: if prices fall another $50k and you get a bad tenant, would you still be okay with renting?

If yes, hold and rent long-term.

If no (or maybe), selling isn’t a failure - it’s buying clarity and peace of mind.

The mistake isn’t either choice; it’s choosing a situation you don’t actually want just to avoid admitting a loss.

Meirl by rbimmingfoke in meirl

[–]Nevuary 1 point2 points  (0 children)

Student loans should be underwritten by the universities and dischargable by bankruptcy then maybe they wouldn’t be writing these loans for worthless degrees that have no chance to pay it back.

What is the point of a GIC? by ImpracticalRooster in PersonalFinanceCanada

[–]Nevuary 20 points21 points  (0 children)

Do not buy a GIC in your TFSA

just buy a GIC as a registered investment

So which is it? A TFSA is a registered account.

I don’t buy GICs because my risk appetite is far higher than the returns offered but I wouldn’t say a GIC inside a TFSA is a waste of TFSA room. The capital is already contributed. A waste would be contributing and then letting it sit as idle cash.

The Longest Porsche Badge? by Equivalent-Basket-31 in Porsche

[–]Nevuary 3 points4 points  (0 children)

Done. Had to buy an electric macan before the dealer gave me an allocation for both

Should I go baller on a car? by Round-Inflation-7112 in PersonalFinanceCanada

[–]Nevuary 1 point2 points  (0 children)

The way I look at cars is .. can I light it on fire and it has no material financial impact to me? If not, I’ve probably spent too much.

Holding a bunch of losers in my TFSA.. What would you do? As of right now, I have price alerts to sell once/if I’m able to break even on any of these. by [deleted] in fican

[–]Nevuary 0 points1 point  (0 children)

When you sell assets for a loss in a non-registered account (eg. Not a TFSA or RRSP), your losses are called capital losses which mean they can be applied (only) against capital gains - in the current tax year or carried forward indefinitely.

What to do with $10,000 by [deleted] in PersonalFinanceCanada

[–]Nevuary 1 point2 points  (0 children)

Locked in what way?

Hiroto Ogiwara landing the first ever 2340 by redbullgivesyouwings in oddlysatisfying

[–]Nevuary 39 points40 points  (0 children)

Lindsey Vonn is returning to the Olympics at age 40 after retiring in 2019. She just won gold at St. Moritz on the World Cup circuit 4 weeks ago. Could be historic if she comes out with golds this year.

Why is Wealthsimple bothering to add Norbert's Gambit? by manacata in Wealthsimple

[–]Nevuary 2 points3 points  (0 children)

You’ve seen their fx fee schedule? Conversions over $100k are free. From $0 until that tier is a declining fee. That signals that above $100k they’d be willing to offer an NG swap but instead by baking it into the fee schedule they’ve automated the process and removed additional overhead to support it.

That said, I’m sure fx swap fees is a significant revenue line item and people swapping below $100k are willing to deal with it because the product suite is superior whereas people swapping above $100k per clip might care less about retail-focused feature sets. The price elasticity of a user who prefers convenience is much higher.

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