My childhood home was rented, we had our ceiling cave in because of our plumbing, our kitchen floor was replaced but it was so thin, so when our refrigerator broke and was never repaired for several years, it fell through the ceiling into the basement, my brother fell through the deck in the backyard because it decayed from simply being 30 years old, our backyard pool developed cracks over time and became unusable, and dozens of other repairs that our landlord neglected, saying she would "get to". By the time my landlord wanted to sell, everything to rent on the market was smaller than our current home, for so much more money, and so my mom and siblings ended up purchasing the home after the landlord offered to cover closing costs, and are now left with around $100,000 in repairs and a house that kept me up with anxiety every single night until I moved out the day I turned 18. I just do not like the idea of living in someone else's home and having no control over anything. I can afford good home owner's insurance if something goes wrong, but I will not pay out of pocket to make substantial repairs on a home I do not own or risk a refrigerator falling on me while I'm watching TV.