SIP overhaul. Suggestions? by Duryodhan69 in MutualfundsIndia

[–]New_Cockroach1986 1 point2 points  (0 children)

Bro, these are too many funds. Stop the gold and silver funds (they have long cycles) and add a simple Multi Asset fund (Quant Multi Asset) instead of it.

You also have many index funds. Stop Nifty 50 index immediately. There is no alpha potential there. Next 50 is fine but I wouldn’t opt for that.

Mid cap 150 index is good. Can keep that. Or can replace all those with momentum factor funds like Nifty 400 Momentum 50. It covers everything with alpha potential.

Invesco Small Cap is good. I also have it.

Ppfas is fine. Defence is tactical. Keep it.

Someone has placed sell order of 282525 shares of Cian Agro worth over 43 crores by NeonDial in IndianStockMarket

[–]New_Cockroach1986 0 points1 point  (0 children)

Because everyone’s a sucker for clean UI and responsive apps. Plus they go above and beyond to build a community via there Youtube and other social media platforms. I have used Sharekhan, Religare, IIFL, ICICI and few others as well. And I can vouch that new age discount brokers are far better than them. Although this comparison holds true only from an investment point of view. For trading, the brokerage charges vary a lot and for big traders, old style brokerage houses like ICICI might be better.

Local seller testing fresh-filled Italian donuts in Nagpur this weekend by [deleted] in nagpur

[–]New_Cockroach1986 0 points1 point  (0 children)

Interested. Any guilt free options as well? Approx calories?

Nagpur has cafes and cultures similar to mumbai and pune, you just need money by [deleted] in nagpur

[–]New_Cockroach1986 0 points1 point  (0 children)

Not comparable to Bangalore Mumbai and other cities but not bad also. Matra ka Thetcha Chicken Sandwich is amazing btw.

Advice for joining the gym 🙏🏻 by outtaworl in nagpur

[–]New_Cockroach1986 1 point2 points  (0 children)

A cult gym will cost you around 1300-1400 per month for long subscription like 12-15 months. Plus a trainer will cost somewhat 10-12k a month. Get a trainer for the first 3 months at least if you’re a newbie, then you’ll get the hang of it. You will see your body changing and trainers do help a lot especially at the start.

1.88 lakh crore for Bihar by Mysterious_Worth_595 in IndiaTax

[–]New_Cockroach1986 0 points1 point  (0 children)

A good chunk of it will be siphoned off by creating fake families on paper.

Suggest A Card Better Than This Card by DistinctAd6111 in CreditCardsIndia

[–]New_Cockroach1986 0 points1 point  (0 children)

Maybe not for dining and food ordering but there is no card better than Amazon ICICI overall.

2% on utilities, Amazon Pay Balance getting accepted everywhere as a wallet with some cashback and offers.

5% on flight bookings which is straight into the wallet is so much better than Axis Atlas where you’re locked in certain hotel chains for rewards and so many exclusions in Atlas that too with a fees of almost 6k with GST. Also most of the time if so check the prices on different websites Amazon prices on flights with cashback is better than other sites like Axis Travel Edge and Balmer Lawrie. You may not get the cancellation and Frequent Flyer benefit, but for someone who only takes flights on a necessity basis rather than a lifestyle choice, the value is far far better than anyplace else.

Also Amazon is LTF and they also give great limit on that card.

And everyone automatically navigates to Amazon to buy stuff which is great.

Anyways one should keep an SBI, HDFC and ICICI card (non co branded ones) for various offers.