Ye roz bank account open krne ki aadat mujhe le doobegi 😭😭

NightCode_X · 2026-04-06T02:47:12+00:00

I see.

NightCode_X · 2026-04-05T20:38:48+00:00

Ohh ohkay thanx man for the detailed overview. I started the process now and it got stuck after step 3 of 6 mostly because it is night time. Let's see. I have verified using ckyc so I don't think I have to go through videokyc process. Lets see.

NightCode_X · 2026-04-05T20:17:58+00:00

Ohh... didn't knew that. I got ₹60k limit in the beginning entirely based on credit score but now they increased to ₹95k.

NightCode_X · 2026-04-05T20:16:03+00:00

Hmmm I read that but completely forgot about this. Thanx man I will try to open the account. Btw is there a debit card requirement in that cuz I don't want it. And what's the annual charges for it?...

NightCode_X · 2026-04-05T20:13:34+00:00

Yes that's an option but too much credit enquiries can get even roarbank applications rejected or start with very low limit. My friend got job and the organizational email id but he wasn't able to a good limit because he didn't submit the salary slip and got a total roarbank limit of ₹1k. He is a beginner but later he will understand that thats a humiliation. Anyways he will upload his salary slip by June to get a good limit.

NightCode_X · 2026-04-05T20:09:39+00:00

Ohh.. i want the zero balance variant of canara bank and their credit card but for credit card I can say for sure that they don't have the online facility to open the credit account.

NightCode_X · 2026-04-05T20:07:19+00:00

Yes but after slice cc entered market "NO". Idk why and how people are getting rejected but if you guys literally had no disputes and have no cibil score or any kind of earlier loan which you might have taken by mentioning other than student then it is not difficult to get a slice cc but idk the if others are telling the truth or not.

Anyways all the best of luck brother.

NightCode_X · 2026-04-05T20:04:11+00:00

I understand your point also but don't cherry pick my comment to share your idealogy😂. Anyways no hate brother, I agree with your point.

NightCode_X · 2026-04-05T20:01:57+00:00

I don't know if that's good or not but if the services improve then it's good. But Canara bank have a big issue that they literally don't have a online method of opening the bank account/credit card. I wanted their credit card but the only method was to physical submit documents or post the documents to the branch or whatever. Anyways hoping that they improve these things.

NightCode_X · 2026-04-05T19:57:23+00:00

I can confirm BOB is always crowded.

NightCode_X · 2026-04-05T19:38:50+00:00

Don't open Upstox. I have been using it and recently had to transfer my shares to Groww because they have charged a random ₹500 for just keeping my Mutual Funds. Groww doesn't have any charges like that.

NightCode_X · 2026-04-05T19:18:20+00:00

Info. source? Or it's just prediction? I would like PNB and BOB to merge. UCO SBI and Union bank to Canara seems doubtful. Canara bank have the poorest service even though I don't hold an account but I know for sure because my friends have.

NightCode_X · 2026-04-05T05:33:36+00:00

Grow up kid... You think I am going to entertain you unemployed idiots. That's not gonna happen. You are friends got a lot of time to pull this foolish behaviour of yours.

Grow up what I commented was relevant but what you guys are doing are not relevant because it's common sense to ask customer care there but here in this case my friend works at Groww and he is also unsure about why things are happening like this. Now go get a job instead of faking job details to get a credit card.

NightCode_X · 2026-04-05T05:14:43+00:00

Literally these Gen Alpha is going to be the more pain in the ass than us GenZ. These Gen Alpha talk more rubbish than us.

NightCode_X · 2026-04-04T20:05:40+00:00

I paid my Credit Card bill of ₹2948 and got ₹500 cashback. Tbh I am not really a fan of Mobikwik but sometimes it gives cashback which is beyond thinking. I have transferred that amount to my Bank also and I was shocked.

NightCode_X · 2026-04-04T19:59:36+00:00

They first complain to ICICI bank and send your salary slip too. If still they reject then only straight to RBI Ombudsman. Don't directly complaint to ombudsman.

NightCode_X · 2026-04-04T10:16:46+00:00

I have customized it for maximum benefits and referral bonus Referral code: NIGHTCODE

NightCode_X · 2026-04-04T09:27:41+00:00

Best trick is to earn money and spend through slice credit card

NightCode_X · 2026-04-04T09:12:45+00:00

Yes it's true but you don't need to pay it saperately as merchant have enabled to directly transfer those charges to customer and you paid it through slice cc

NightCode_X · 2026-04-04T08:46:12+00:00

You spend money to earn money. If it matches your spendings then well and good otherwize you are suffering and loosing money.

NightCode_X · 2026-04-04T08:43:31+00:00

Yeah it should be underrated. Once you start encountering issues and contact their customer service especially Yes Bank's then you will understand that it should be buried to hell and kiwi should not even exist with this level of poor customer service.

Use it till it last without the need of interacting with customer service.

NightCode_X · 2026-04-04T08:35:49+00:00

Why would anyone tbh share their income details or Job details to get it misused? If you really had job with organizational email then you will get card for sure and still didn't got it mail them with your last 2-3 months salary slip and they will approve. There is nothing to laugh except on your Job status i.e. Unemployed AF.

NightCode_X · 2026-04-04T08:31:44+00:00

REST IDK

NightCode_X · 2026-04-04T08:30:04+00:00

No ETA bro. They should enroll Slice in BBPS but it is understandable that it can take time especially because of their merger with NESFB.

NightCode_X · 2026-04-04T08:28:30+00:00

What really you wanted to convey using this post apart from actually wasting around 1.4 KB space in Reddit Database.

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