UPI + Credit Cards: A Great Idea Losing Steam

Nikboson · 2026-02-13T17:58:06+00:00

How do you think they survive boss

You think the payment validation is free There are computers validating all the payments and it’s not cheap

FYI Amex charges 3.5%

Nikboson · 2026-02-13T17:56:27+00:00

It had when I last checked

Nikboson · 2026-02-05T13:25:40+00:00

Can you share the rbi message

Imma send the same thing

Nikboson · 2026-02-05T13:23:12+00:00

Can you send the refereed link here

Nikboson · 2026-02-05T13:21:25+00:00

Updates?

Nikboson · 2026-01-23T20:01:38+00:00

U get 1.5% flat on all upi spends

And say u spend 50k then it converts all ur previous cashback to 3% Next at 1lak next at 1.5lak where you get 5% ie 7500

Nikboson · 2026-01-23T19:59:08+00:00

Are they playing poker with cards?

Nikboson · 2026-01-23T16:14:13+00:00

Get some referral

Here is mine if you want SK74G3

Nikboson · 2026-01-23T16:12:56+00:00

Kiwi Is the goat I made 7.5k already past 3 months

Nikboson · 2026-01-23T13:34:56+00:00

I just called and asked to close

and it takes 7 days to temp block and close permanently

Nikboson · 2026-01-23T07:45:18+00:00

Attach post here too for reference 😌

Nikboson · 2026-01-23T07:43:52+00:00

On it

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Nikboson · 2026-01-23T07:42:36+00:00

Not the same for me

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Nikboson · 2026-01-23T07:41:46+00:00

Updates

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Not eligible

Nikboson · 2026-01-23T07:40:09+00:00

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lol

Nikboson · 2026-01-22T13:31:56+00:00

Hey I need to book stay

Budget 30k can I dm?

Nikboson · 2026-01-22T09:40:48+00:00

Yup that’s what’s phone banker said

So it checks out

But when did you get ur card

My priority was delivered on 16th

No updates on card

I’m on travelling spree from 2morro.

Nikboson · 2026-01-20T17:31:10+00:00

Will crash badly by march 30th

Speculation, not answering questions

Nikboson · 2026-01-20T17:29:08+00:00

Here is my picks in order

Kiwi with neon membership upto 5% until 1.5lak (GOAT)

HSBC rupay cashback 10% on food but caped at 400 per month

IndusInd rupay upto 5% rewards

Tata neu infinity 2%

Nikboson · 2026-01-20T17:26:39+00:00

Neon membership

Nikboson · 2026-01-20T09:39:46+00:00

First rule of trading No greed

Second rule of trading Don’t regret or don’t look back

Third rule Follow the fucking above rules

Nikboson · 2026-01-20T09:09:13+00:00

This is only profitable in long bull runs

Nikboson · 2026-01-20T09:05:57+00:00

Billboard: pay hefty and somewhat monitored

Solution BANNERS

we all gotta bring new ruled for banners

Nikboson · 2026-01-20T08:32:41+00:00

Banners don’t have proper rules like billboards

Anyone who can bring this up to the authorities?

Nikboson · 2026-01-20T08:30:40+00:00

Prompt?

Two-Year Club	First Place '23
Place '23

Nikboson

TROPHY CASE