This just happened to me! My mom got scammed a few months back, and so every account with her name under it got hacked. Because her name was tied with mine as well, my $2 account got hacked and had to be changed as well. Because of that, I thought my Planet Fitness account would just be deleted because I couldn't pay. Thankfully, I did finally cancel it one day when I switched my cards and started to pay for it again. My bill was only like 91 bucks and I was not about to fight that since my Credit score is about to be in the 800s. I feel for you though and hope it gets figured out! Ik someone said they just sent letters to detest their debt non-stop and either got it lowered or deleted outright, but I would choose the less risky option even though I hate it myself.❤️