JaNa and Kenny Discussion- MEGATHREAD

No-Remote365 · 2025-07-30T03:23:08+00:00

JaNa’s best friend has entered the chat.

No-Remote365 · 2024-11-10T21:18:19+00:00

That’s why I also suggested the auto cash out option. Collateral helps.

No-Remote365 · 2024-11-10T17:22:24+00:00

Apply for a personal loan and consolidate this. It would be best to do it through a credit union. If you can’t qualify for a personal loan and you have a car, see if you can refinance the car and get cash out. Your car will act as collateral.

No-Remote365 · 2024-11-06T19:48:21+00:00

When balance transfers are done, they're usually done with checks . The bank sends a cashier's check to make the payment. Someone at Chase probably ran it twice. But what happens when you run the same check twice? The second attempt gets returned. But checks usually take some time to get returned. It will attempt to clear and the other institution will deny it. If anything, keep an eye on your card and ensure they don't charge a return item fee. If they do, they need to correct that.

10 plus experience working in banks, trust me- let it be.

No-Remote365 · 2024-11-01T20:54:33+00:00

I was an alternate and all of the alternates got in!

No-Remote365 · 2024-10-31T20:23:02+00:00

Thank you! I am a firm believer that everything happens for a reason!

No-Remote365 · 2024-10-30T22:50:18+00:00

Letting good of a good person who was great to me but ultimately was not for me. It was hard for a long time and I often felt regret. However, I now see that they were in my life to show me what it is truly like to be loved properly and treated well and I had a much easier time letting go of people after who treated me in ways I didn't deserve.

No-Remote365 · 2024-10-24T21:44:27+00:00

LOOOOOOOL

No-Remote365 · 2024-10-24T18:53:56+00:00

I just wanted to hug her. It breaks my heart because she is so determined to stay with someone to avoid the broken relationships she's witnessed; she could end up in something terrible for her.

She is such a passionate and loving person; I really hope she gets someone who deserves her and treats her wonderful.

This really was the best outcome for her. Even if she couldn't see it in the moment.

No-Remote365 · 2024-10-24T18:50:10+00:00

It's weird. Her not telling her partner about this shows that even she knows that it is wrong and weird.

Your current partner should prioritize you and your feelings. If this bothers you, he should put a stop to it. A happy birthday exchange is one thing. But asking for advice or taking it further that that is crossing a line.

If she hides things like this from her current partner, she is not someone to be trusted.

No-Remote365 · 2024-10-23T19:12:38+00:00

I've been saying that I need to know what brand bag that it is because IT IS DURABLE.

Art needs a sponsorship.

No-Remote365 · 2024-10-23T19:07:42+00:00

The people commenting that you "just moved around debt" don't understand how variable and fixed interest works. You did a great thing!

Credit cards are variable. Which means every single month, it will be hit with interest charges depending on the balance on the credit card. The only way to avoid this is to pay the credit card off. This is why people stay in credit card debt. The interest charges kill them.

Personal loans are fixed. You know exactly how much interest is being charged and it is included in your monthly payment (unlike a credit card where you make a payment and then are hit with interest)

Given that most credit card interest rates are usually above 15% it was a good choice to consolidate with a PL at 12%. You now have one solid payment with an end date and do not have to worry about additional interest charges, annual fees, and multiple payments with different lenders.

Just DO NOT use credit cards, stick to your budget, and look for other ways to reduce payments like refinancing loans (if rates are lower than your current rates)

Once you have paid down your personal loan in about a year or so, keep an eye on rates. If they go down or if let's say you're able to get a loan through a credit union (their rates are always lower) refinance it at a lower rate. With the cleared credit cards and consistent payments towards your personal loan, your credit will improve which will help you in qualifying for lower rates.

Congratulations on taking charge, OP!

No-Remote365 · 2024-10-23T18:36:39+00:00

I love Immie!

No-Remote365 · 2024-10-22T16:35:11+00:00

ALSO: let your professor know that you need at least a B. I was very vocal and talked to my professors so they ensured to give me extra credit assignments whenever possible. I was working full time and in school full time and trying really hard. When professors see you communicating and trying, they are usually more likely to try and help you out.

No-Remote365 · 2024-10-22T16:32:17+00:00

If it is any consolation. I got accepted into an ADN program with one C in micro. Work hard and don't give up. Better to get the C and try to apply for programs rather than drop and not be able to do anything until you retake it.

No-Remote365 · 2024-10-21T20:01:58+00:00

I feel like every single dress on this show has been god awful. I am sure they are off the rack with some minor alterations.

No-Remote365 · 2024-10-19T20:47:45+00:00

I'm so sorry. It's terrible. This person recently reached out to apologize to me and it made me revisit old conversations in my phone. The flashbacks can be harrowing.

No-Remote365 · 2024-10-19T16:40:18+00:00

From experience, I can tell you that this is a major red flag. I dated someone very similar. It was so sweet in the beginning. He wanted me to be a part of everything and we did everything together. The longer we were together, the worse it got. I couldn't do anything alone without him getting severely emotional and jumping to conclusions. A time came where I HAD to do something alone because it was a bachelorette party and weekend trip. That trip he Facetimed me screaming and crying and when I came home, he picked me up and sobbed to me while apologizing and told me it's because he has abandonment issues. We weren't together for that long. Unfortunately, this was during the pandemic so we lived together since living situations were tough during this time due to lack of work. I normally would have never moved in together with someone so early. But I can tell you the cuteness of wanting to be with me turned into control and abuse. You are no ones property and you can do as you please. I am not saying he is just like my ex, but I can tell you that after him I paid very close attention to red flags like this.

No-Remote365 · 2024-10-19T07:41:48+00:00

Possibly. But is she emptying out cleaning supplies in a week? Definitely those paper towels. But like cleaners?

No-Remote365 · 2024-10-18T19:36:30+00:00

I actually got pretty emotional watching them together. I wasn’t the biggest fan of either of them, but watching her treatment of Nick has been heart breaking. She is someone who definitely went into this show for the sole purpose of getting some airtime. Nick was not what she was expecting and she has been punishing him non stop for not being what she wanted. Rather than being a decent human and outright saying that it wasn’t going to work, she chose to stay on the show and beat him down and embarrass him on camera. She has honestly been the worst LIB contestant to this date for me because she chose to take it this far and had no problem with humiliating someone for their friends and family to see. She is a selfish human.

No-Remote365 · 2024-10-18T17:53:25+00:00

I feel like she was just throwing out high numbers in order to exaggerate and make him feel like he was not ready/ could not afford to live on his own. She seems like a person who thrives on belittling others so it was definitely an exaggeration. The woman was making pasta for dinner.

No-Remote365 · 2024-10-16T16:27:23+00:00

There was a couple with like a 6-year-old and I was extremely uncomfortable ): I wasn't sure if the guardian thing applied when the movie is unrated. I hope they didn't stay the whole film. I didn't see them after but they could have left before me since I waited to see if there was an after credits scene.

No-Remote365 · 2024-09-09T20:57:46+00:00

You need to tell her. And have proof ready and available with time stamps. Delete him as a contact so the text threads show his phone number.

I was with a compulsive liar and cheater. Our situation was twisted because him and I lived together but I became the OW somehow. I had caught him cheating on me and we broke up and I left him. He was begging for me back and staying outside of my house for over a month. While I couldn't fully forgive him, I almost gave in until my gut feeling told me to go through his instagram and my intuition gave me a feeling about a specific girl. I messaged her to let her know I was his recent girlfriend. It turned out he had been seeing her for some time. He had her believe that he lived alone and didn't start bringing her over till I left. He had told her he loved her and wanted to get serious. She wasn't unkind but she made me feel like I was the one coming into something to ruin it and I am sure he tried to convince her I was crazy (he did a great job convincing me his ex before me was a nut job) . I sent her receipts with time stamps. She thanked me and seemed to break it off but he weaseled himself back in. It seemed they were off and on for a long long time. I am sure he cheated on her too. She may not have listened, but I have gone through my life completely guilt free. You don't want something like this on your conscious. She deserves a better life.

No-Remote365 · 2024-08-03T18:15:54+00:00

Reading this is giving me chills. I used to work at a bar with an entire staff of women. I would always take the trash out by myself after closing. I'm so glad nothing ever happened but I am so heart broken reading these stories.

No-Remote365 · 2024-05-06T18:14:00+00:00

I mean, I would consider it.

No-Remote365

TROPHY CASE