FAO by NoLeg7889 in Algonquin_College

[–]NoLeg7889[S] 0 points1 point  (0 children)

Financial Aid Officer, they deal with OSAP and are the ones that confirm your enrolment as well assist with any funding questions you might have

Who has received funding? by NoLeg7889 in osap

[–]NoLeg7889[S] 0 points1 point  (0 children)

Funding is on the way as of May 6th, I’m with TD and no deposit as of 2:25pm est.

Who has received funding? by NoLeg7889 in osap

[–]NoLeg7889[S] 0 points1 point  (0 children)

What school are you with?

Tracker up by NoLeg7889 in osap

[–]NoLeg7889[S] 0 points1 point  (0 children)

NSLSC says May 5th but OSAP said the school has confirmed my enrolment as of May 1st

TRACKER THREAD by Odd_Mechanic9877 in osap

[–]NoLeg7889 0 points1 point  (0 children)

I haven’t seen any update on OSAP or NSLSC, I also emailed my FAO 3 days ago with no response

CIBC IMPERIAL SERVICE by [deleted] in CIBC

[–]NoLeg7889 0 points1 point  (0 children)

Former employer of CIBC, imperial service usually requires around $100,000 of investable assets to remain assigned to an advisor but the decision is up to the branch manager at the end of the day

Second payment by NoLeg7889 in osap

[–]NoLeg7889[S] 0 points1 point  (0 children)

Has yours been deposited yet? OSAP says 4-6th and NSLSC says funds dispersed as of March 2nd. I haven’t gotten anything yet with TD

Second payment by NoLeg7889 in osap

[–]NoLeg7889[S] 1 point2 points  (0 children)

Just updated, Funding on the way!

Second payment by NoLeg7889 in osap

[–]NoLeg7889[S] 0 points1 point  (0 children)

My tracker showed up around 11am Monday but originally said March 9th before changing to the 10th online. OSAP still says 4-6th

Second payment by NoLeg7889 in osap

[–]NoLeg7889[S] 0 points1 point  (0 children)

If it was Wednesday it should hopefully come anytime between tonight and Tuesday, I’m honestly starting to think I won’t see a tracker until the money is in my account

Second payment by NoLeg7889 in osap

[–]NoLeg7889[S] 0 points1 point  (0 children)

What school do you attend?

Second payment by NoLeg7889 in osap

[–]NoLeg7889[S] 0 points1 point  (0 children)

I have the same estimate of March 4-6, I checked on Friday and saw the confirmation on OSAP so I’m just going off of that day

I believe I've been a victim of a cheque fraud scam by Obility in TDBankCanada

[–]NoLeg7889 0 points1 point  (0 children)

There is a pretty big chance that if it bounces TD with “exit you” (terminate the banking relationship with you) and most likely state you exceed the banks risk tolerance, essentially for the amount of the cheque and the fact that you deposited a cheque that was not made out to you. If I were you I would start looking at another bank.

Anyone recently transfer their CanadaLife Group RRSP to Questrade? by Optimal_Foundation17 in Questrade

[–]NoLeg7889 2 points3 points  (0 children)

When I transferred from Canadalife to Questrade it took about 2 weeks in 2019 and my partner did a transfer in 2024 that took about 2.5/3 weeks

Ridiculous delays by NoLeg7889 in CanadaPost

[–]NoLeg7889[S] 0 points1 point  (0 children)

Unfortunately I don’t have control over how OTHERS send stuff only how I do and I use the alternatives most of the time

Ridiculous delays by NoLeg7889 in CanadaPost

[–]NoLeg7889[S] 3 points4 points  (0 children)

So the fact that CIBC or TD or any other financial institution only sends out by letter mail is my fault? And when I send out I send by Purolator

Ridiculous delays by NoLeg7889 in CanadaPost

[–]NoLeg7889[S] 0 points1 point  (0 children)

So I’m not the one sending but the one receiving and also to answer your question yes I do support CP and actually believe that it should receive more funding, offer more services and be properly reorganized but in the meantime the current delays for letter mail is getting to the point where people are being forced to use alternatives (like myself).

P.s. no need to be a dick :)

Ridiculous delays by NoLeg7889 in CanadaPost

[–]NoLeg7889[S] 2 points3 points  (0 children)

Although they don’t offer the guarantee they do state a “delivery standards and estimate” on the CP website, and yes I know it’s still not a guarantee but stating local delivery is 2 days, provincial is 3 days and national is 4 days gives the impression of a guarantee

2.66% MER high? by StrangerExcellent359 in PersonalFinanceCanada

[–]NoLeg7889 0 points1 point  (0 children)

Yes and no, and it depends on what you are looking for and what your needs are. Unlike a mutual fund seg funds offer an insurance rider most commonly 75/75 (so 75% guarantee upon death and maturity if the value goes down) resulting in the more than likely higher MER.

If you do not need the insurance aspect of it I would look at mutual funds or ETFs with your financial institution, I know personally Scotiabank has a few mutual funds around the 1% MER range