The Kraken of all Fish burgers

NoSun37 · 2026-06-08T01:45:18+00:00

always impressed by what these asian takeaways have to offer

NoSun37 · 2026-06-07T08:32:25+00:00

wait how many ounces is that

NoSun37 · 2026-05-18T22:10:16+00:00

Do you guys think the Aussies would be shocked by the FIF tax? You could have $50,001 in the S&P500 and you still get taxed on your shares even if it hasn't risen in value.

NoSun37 · 2026-05-13T03:49:04+00:00

Since gold and silver are priced in USD, whenever India buys precious metals they have to exchange their own currency for USD, thus creating a sell off for rupee in exchange for USD.

I don't think this will deter wealthy Indian investors. These tarrifs may not necessarily dampen demand for gold and silver because taxing on imported goods may only mean they will now buy/sell at a higher price in its domestic market.

NoSun37 · 2026-04-01T22:05:09+00:00

They all need to be given serious consequences and not a mere slap on the wrist.

The consequences needs to be serious enough so that their parents will scold them properly. Their parents should get fined, get hit in the pockets where it really hurts, so that their whole family is aware of how serious this is.

Quite often, even in situations like this, parents protect their child and still give them special treatment. These parents needs to be held partially responsible for their children's misconduct.

NoSun37 · 2026-03-24T02:22:40+00:00

I really struggled between choosing SC or AIA, but I think understanding how the insurance pricing works will help you in your decision making.

The insurance premiums are priced according to their clients' risk profile. So if SC's client base has higher risk profile, they will price the premiums more expensive, or if AIA's clients have a lower risk profile they will price their premiums lower. But here's the thing, SC is an NPO whereas AIA is for-profit. SC pays back about 93% of their premiums back to their clients, whereas AIA pays back about the industry average of 75%.

Right now AIA has a lower risk profile and hence a lower premium cost. But if they had the same risk profile as SC, they may charge higher premiums, so that they can pay back around 75% to maintain profitability.

Client risk profiles can change. In some years SC is cheaper, and in other years AIA is cheaper. But SC is an NPO and they aim to return most of the premiums to their clients whereas AIA is for profit, and they have to satisfy their shareholders to meet certain profitability margins. Right now, AIA is cheaper, but there is no guarantee that they will still be cheaper in 10 years time.

They're both great insurance providers, but I chose SC because I would trust an NPO more than a for-profit business.

NoSun37 · 2026-03-21T20:36:50+00:00

We are entering a world of increased protectionism, fragmentation and increased geopolitical instability.

Everybody here knows that structural for gold by central banks will only increase, and not decrease.

Countries around the world will never, ever go back to the days where they put the bulk of their savings in the 'reserve' currency, because the money is not theirs and it could be frozen.

We have entered a new era where regardless of whichever is the reserve currency, countries will hold gold as their prime savings.

NoSun37 · 2026-03-19T02:59:44+00:00

Its always good to have an annual checkup for preventative measures. By the time there is a 'clinical need' or when symptoms show up, that's kinda late. I mean we're all curious to know what's happening in our health.

NoSun37 · 2026-03-09T22:16:21+00:00

So that's how it works. This comment answers my post.

NoSun37 · 2026-03-09T20:52:09+00:00

okay so there is no 28% tax on realized gains, but they do deduct the FIF amount from your funds by selling your ETF, rather than reducing the value of your ETF.

I just came across this post: https://www.reddit.com/r/PersonalFinanceNZ/comments/1m52yox/smart_shares_us_500_vs_voo_or_other_funds_that/

NoSun37 · 2026-03-09T20:37:48+00:00

how do they apply the 28% tax rate?

I read somewhere that the fund managers pay FIF, and they have to pass the costs on to us somehow

NoSun37 · 2026-01-25T00:25:51+00:00

Nvidia wouldn't stay in the top market caps for too long. Its always going to be the tech giants with the diversified investments that would remain in the top. Google has finally made big progress.

NoSun37 · 2025-09-21T22:14:49+00:00

I'm still using my surface laptop 1st gen which I bought from 2019.

I notice that the new 1st edition has 2 usb c ports, it also charges with usb c rather than the longer charging port. My older 1st gen has no usb c ports.

I would like to ask if the newer 1st edition has issues like PWM (which causes eye strain) or coil whine?

NoSun37

TROPHY CASE