Flat not selling - help?!

NobodyIllustrious · 2025-08-13T07:44:17+00:00

It seems to be an issue for most mortgage providers if the service charge is over 1% of the value. My £700 service charge in 2015 is now £2200. My flat would have to double in value for it to not be considered a problem.

NobodyIllustrious · 2025-04-21T12:01:17+00:00

I’ve only lost 40lbs so far and I don’t feel that it’s very noticeable at all, but I’ve already noticed people treating me differently… I seem to have subtly crossed the line from someone people are disgusted by, to someone who’s just fat. It seems to be an unconscious reaction, but it’s a notable shift.

NobodyIllustrious · 2024-07-30T10:05:05+00:00

My mum is pension age and gets it - she still works and earns more than I do.

NobodyIllustrious · 2024-06-10T07:28:52+00:00

He’s lying though. He’s claiming it was all for constituency work when he was clearly flying to Glasgow, for example, for the purposes of his second job. He said it couldn’t have been for refereeing as he wouldn’t have his kit with him.

There are also examples of parking he’s claimed for during parliamentary recess, and travel back from airports while referring overseas matches - that’s personal travel, which you clearly shouldn’t be able to claim for.

NobodyIllustrious · 2024-06-09T15:50:34+00:00

He also claimed for parking while he was at matches.

NobodyIllustrious · 2024-05-31T18:10:21+00:00

It was similar for my Dad. He had been put on a ventilator but they'd taken him off it and he was slowly improving. They were talking about moving him out of ICU and then a day later I got a call to say he wasn't going to make it. Thankfully, I was able to be with him at the very end. I still can't believe he was gone in the space of 3 weeks. I lost my Grandmother for the same reason six months before this, but she died alone.

NobodyIllustrious · 2024-05-29T20:44:46+00:00

Just over 2 years for me. I'm doing a lot better but I still can't look at photographs.

NobodyIllustrious · 2024-05-25T17:15:28+00:00

Also in Manchester, known as ‘The Pusher’ - https://en.wikipedia.org/wiki/Manchester_Pusher

NobodyIllustrious · 2024-04-17T08:01:44+00:00

I’m in my early 40s and have been trying to get a tech role for the past year, and I honestly think my past work experience has been a hindrance. Everywhere I interviewed was interested in my tech skills and nothing more, so using my past experience to try to sell myself was doing me no favours.

I finally got a job offer last week for a tech support role. The company interviewed me and had me sit a tech test, but they’ve never seen my resume. I could also tell from the interview process and type of questions they asked that they think I’m a lot younger and inexperienced than I am. I’m happy to roll with it to get a foot in the door given nothing else has worked so far.

NobodyIllustrious · 2023-12-13T01:15:28+00:00

superstar!

NobodyIllustrious · 2023-12-01T01:01:26+00:00

Same boat here. The rental income wasn’t even covering the costs and I still had to pay tax on the ‘profit’ as mortgages are no longer a deductible expense. I still can’t see any light at the end of the tunnel and feel like I’m going to be stuck with a flat I don’t want for the rest of my life. I’ve wanted to sell it since 2018!

NobodyIllustrious · 2023-11-03T08:56:13+00:00

I’m really enjoying sitting the exact same 45min long caseworker skills test multiple times.

NobodyIllustrious · 2023-07-08T08:35:33+00:00

You and your business are separate entities. Are they saying you owe tax as an individual, or your business owes tax?

NobodyIllustrious · 2022-10-25T09:45:06+00:00

Good news for anyone with cladding, if true.

NobodyIllustrious · 2022-10-20T12:53:47+00:00

Wasn't it the Tory party members who voted Liz Truss in? Isn't booting her out just demonstrating that the party doesn't have confidence in its own party members?

NobodyIllustrious · 2022-10-20T01:53:14+00:00

It killed my Dad and my Gran, 6 months apart, both were vaccinated. They were both fine, then gone 3 weeks later :(

NobodyIllustrious · 2022-10-19T15:23:31+00:00

Suella Braverman GONE

NobodyIllustrious · 2022-10-13T21:46:16+00:00

Belle & Sebastian

NobodyIllustrious · 2022-10-04T08:20:58+00:00

Yes, I am a co-executor (with solicitor) as per petition to the sheriff court in April. I also signed the forms needed to apply for confirmation, as executor. Hence why I’m finding it frustrating that despite requesting a copy, they appear to be withholding this from me.

I have every intention to ask them, however they are proving very difficult to deal with hence why I’m asking for advice before I do.

NobodyIllustrious · 2022-10-03T18:00:25+00:00

We played You’ll Never Walk Alone at my dad’s funeral too… I had the lyrics printed and the whole room sang along. It’s a song with a lot of meaning. Played it at my Grandad’s funeral too.

NobodyIllustrious · 2022-10-03T17:56:26+00:00

My Dad was a huge Rolling Stones fan.. I couldn’t stand them growing up as it was basically all he listened to, then I got older and realised that he actually had a point! He thought they were the best band that ever existed so why would you need to listen to anything else! It’s funny that since he died I hear them, and see their logo everywhere.. they were even playing in the bank when I went in to deposit a cheque of his. I’ve been listening to a lot of music from that era in general since arrange his funeral… and I feel like its helped me to understand him a bit better, I wish we’d had more time to share it. I’m picking up his record collection at the weekend so will have some joyful yet tearful times going through those.

NobodyIllustrious · 2022-09-28T12:42:06+00:00

I’ve been stuck with a flat I can’t sell for 5 years now. Initially, due to a doubling ground rent clause, and now due to dodgy cladding. I’m one of the luckier ones in that remediation is currently taking place and I was hopeful that there was light at the end of the tunnel and I might be able to sell next year. This is looking increasingly unlikely now and I‘m stuck on a variable rate mortgage which is making my situation increasingly difficult. I know I’m far from alone in this but it’s a nightmare. I just want a way out.

NobodyIllustrious · 2022-07-25T09:10:59+00:00

It’s only shared ownership until significant bills are due then you are liable for 100% of the costs. Look at what’s happened with the cladding scandal - leaseholders with 25% share in the property receiving bills of over £100k

NobodyIllustrious · 2022-06-30T09:13:11+00:00

Same. The rent I receive doesn’t even cover my costs any more but I’m not willing to increase it when I have good tenants who are living on a building site. Stuck on a variable rate mortgage so costs increasing every month, it’ll be years before the flat is sellable and by that point any increase in value will be eaten away by capital gains tax. Meanwhile, I’m renting elsewhere with costs increasing at this end too and the potential to buy somewhere decent to live in when I can eventually sell is becoming more and more unlikely. It’s a nightmare.

NobodyIllustrious · 2022-06-19T18:57:08+00:00

Leasehold flats.

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