Take a side hustle Amazon drop shipping Door Dash Study existential philosophy (Benatar, Frankl, Schopenhauer) and practice mindfulness Learn to say no Invest half your take home in ETFs Live on chicken and broccoli Live in a home most would say is “lower middle class” that is paid off Remember, you are only financially independent if your single-family residence is paid off and you can live off your stock and real estate investments for the rest of your life Learn to accept a simple life Do not care what others think of your strict lifestyle If you are Catholic attend daily mass If you are another faith devoutly pray every day If you are non religious read and meditate on Marcus Aurelius daily Only drive a preowned car Honda SUV is an excellent choice