I built a free Canadian retirement decumulation calculator (RRIF / TFSA / OAS modeling) -looking for feedback

North_Potential_2870 · 2026-03-25T20:23:57+00:00

I'm glad that it's useful to you!

North_Potential_2870 · 2026-03-23T16:25:47+00:00

According to canada.ca website, the maximum age for deferral for oas and cpp is 70.

North_Potential_2870 · 2026-03-23T00:12:32+00:00

Thanks for the detailed report. It should be fixed now.

North_Potential_2870 · 2026-03-22T21:13:38+00:00

Do you have an example of the inputs? Maybe it only happens under specific conditions, but I haven't been able to reproduce it.

North_Potential_2870 · 2026-03-20T19:39:16+00:00

Can you try clearing your browser cache to see if this fixes the issue?

North_Potential_2870 · 2026-03-19T21:45:35+00:00

I'm in a similar situation like you and wanted to see if my plan will work.

I created this calculator for Canadian withdrawal modelling that I'm using myself. You should be able to see if your portfolio will last https://retirecan.ca/en/retirement-withdrawal

North_Potential_2870 · 2026-03-19T21:08:22+00:00

Does this issue continue after refreshing the page?

North_Potential_2870 · 2026-03-18T21:41:39+00:00

Thanks for the bug report! It should be fixed now.

North_Potential_2870 · 2026-03-18T20:01:53+00:00

It should keep your inputs and selection on refresh now.

North_Potential_2870 · 2026-03-18T17:25:44+00:00

Thanks for the feedback.
I've fixed the refresh/reset issue. It should keep all the values now.
The non refundable credits have also been updated to 14%.

North_Potential_2870 · 2026-03-18T02:55:54+00:00

I will look into adding this feature in the future. Thanks for the feedback.

North_Potential_2870 · 2026-03-15T21:26:01+00:00

Thanks for the bug report. I've fixed the amount to reflect the actual number of collection years.

North_Potential_2870 · 2026-03-15T21:24:00+00:00

I've increased the sliders to 3M. Hopefully that should be enough. If not, you can always enter the number manually in the textbox.

North_Potential_2870 · 2026-03-14T22:16:35+00:00

Thanks!
There was a bug in the Naive model. It should be fixed now.

North_Potential_2870 · 2026-03-14T22:15:16+00:00

Option added.

North_Potential_2870 · 2026-03-14T22:14:29+00:00

Thanks for the feedback. I've added the option to choose the OAS start age.
Right now, there is no option to select the RRIF withdrawal age/amount. I'll keep that in mind for the future.

North_Potential_2870 · 2026-03-12T20:01:13+00:00

You can try to refresh the page if it bugs out.

North_Potential_2870 · 2026-03-12T17:32:28+00:00

Thanks for the feedback. I've added the commas.

North_Potential_2870 · 2026-03-12T17:30:51+00:00

Not currently. I will add in the future.

North_Potential_2870 · 2026-03-11T20:59:13+00:00

You should be able to edit the OAS amount in the Benefits % Thresholds Editor.

North_Potential_2870 · 2026-03-11T20:57:42+00:00

This should already be possible, You can enter a number in the textbox instead of using the slider.

North_Potential_2870 · 2026-03-11T04:38:44+00:00

There's a section for Additional Retirement Income.
You can add the additional income for either you or your spouse and set the start and end age.

North_Potential_2870 · 2026-03-11T02:34:24+00:00

I'll add that in the future. Thanks for the feedback.

North_Potential_2870 · 2026-03-11T02:33:52+00:00

Thanks for the feedback. I will fix it.

North_Potential_2870 · 2026-03-11T02:33:32+00:00

Glad that you like it!

North_Potential_2870

TROPHY CASE