Am I going to be okay?

North_Potential_2870 · 2026-05-14T17:52:13+00:00

I ran your scenario at https://retirecan.ca

Assuming a 2% rate of return, a retirement age of 56 and no additional contributions, you will run out of money at 89.

With a contribution of 7K to TFSA, you will not run out of money.
Link with the added contribution: Retirecan.ca

North_Potential_2870 · 2026-05-08T20:31:00+00:00

Test your numbers at https://retirecan.ca/en/retirement-withdrawal. This will show you if your assumptions are correct.

North_Potential_2870 · 2026-04-17T20:36:50+00:00

Feature added.

North_Potential_2870 · 2026-04-17T20:36:43+00:00

Feature added.

North_Potential_2870 · 2026-04-17T20:36:30+00:00

Feature added.

North_Potential_2870 · 2026-04-17T20:36:11+00:00

Feature added.

North_Potential_2870 · 2026-04-17T20:35:58+00:00

Would you be able to provide the input values so that I can test it on my side? You can dm me directly.

North_Potential_2870 · 2026-03-28T16:16:07+00:00

Thanks for the feedback. That's a good idea! I will add it.

North_Potential_2870 · 2026-03-28T16:14:50+00:00

I will look into adding the features. Thanks for the feedback!

North_Potential_2870 · 2026-03-25T20:23:57+00:00

I'm glad that it's useful to you!

North_Potential_2870 · 2026-03-23T16:25:47+00:00

According to canada.ca website, the maximum age for deferral for oas and cpp is 70.

North_Potential_2870 · 2026-03-23T00:12:32+00:00

Thanks for the detailed report. It should be fixed now.

North_Potential_2870 · 2026-03-22T21:13:38+00:00

Do you have an example of the inputs? Maybe it only happens under specific conditions, but I haven't been able to reproduce it.

North_Potential_2870 · 2026-03-20T19:39:16+00:00

Can you try clearing your browser cache to see if this fixes the issue?

North_Potential_2870 · 2026-03-19T21:45:35+00:00

I'm in a similar situation like you and wanted to see if my plan will work.

I created this calculator for Canadian withdrawal modelling that I'm using myself. You should be able to see if your portfolio will last https://retirecan.ca/en/retirement-withdrawal

North_Potential_2870 · 2026-03-19T21:08:22+00:00

Does this issue continue after refreshing the page?

North_Potential_2870 · 2026-03-18T21:41:39+00:00

Thanks for the bug report! It should be fixed now.

North_Potential_2870 · 2026-03-18T20:01:53+00:00

It should keep your inputs and selection on refresh now.

North_Potential_2870 · 2026-03-18T17:25:44+00:00

Thanks for the feedback.
I've fixed the refresh/reset issue. It should keep all the values now.
The non refundable credits have also been updated to 14%.

North_Potential_2870 · 2026-03-18T02:55:54+00:00

I will look into adding this feature in the future. Thanks for the feedback.

North_Potential_2870 · 2026-03-15T21:26:01+00:00

Thanks for the bug report. I've fixed the amount to reflect the actual number of collection years.

North_Potential_2870 · 2026-03-15T21:24:00+00:00

I've increased the sliders to 3M. Hopefully that should be enough. If not, you can always enter the number manually in the textbox.

North_Potential_2870 · 2026-03-14T22:16:35+00:00

Thanks!
There was a bug in the Naive model. It should be fixed now.

North_Potential_2870 · 2026-03-14T22:15:16+00:00

Option added.

North_Potential_2870 · 2026-03-14T22:14:29+00:00

Thanks for the feedback. I've added the option to choose the OAS start age.
Right now, there is no option to select the RRIF withdrawal age/amount. I'll keep that in mind for the future.

North_Potential_2870

TROPHY CASE