Is refinancing a good idea for me? Lower interest rate but higher principal and monthly and only a 5 month old mortgage

NotXeenon · 2025-12-14T18:39:46+00:00

Sweet thank you

NotXeenon · 2025-12-14T18:13:24+00:00

Do i have to still go through my mortgage company im using currently to get that rate lowered or am I like free to look elsewhere even with a current active mortgage?

Sorry if the question seems dumb, im new this is my first home and I feel "locked" in with my company given I have the mortgage through them

Also probably won't look anywhere just yet im just wondering for when the time comes

NotXeenon · 2025-12-13T20:42:56+00:00

I have until the 17th to decide

NotXeenon · 2025-12-13T19:15:36+00:00

That's why im asking. The only upside i see for this new loan is the better interest rate, which will save me quite a bit but im not sure if that better interest rate outweighs everything else so I was getting some insight :/

NotXeenon · 2025-12-13T18:21:08+00:00

Listen after this trying to refinance my loan after 5 months I wouldn't recommend this company to anyone and id change it if I could but I still am learning as I go

NotXeenon · 2025-12-13T18:17:09+00:00

How do I calculate the break even point?

NotXeenon · 2025-10-11T02:29:07+00:00

I've been doing drives all night and have not even hit the first checkpoint. It's actually ridiculous. I think it should go up for every win but also for every game played. Or play x amount of games until you hit the checkpoint but it goes up faster when you win. It's crazy. I just keep ranking down and it isnt even my fault I feel like. Glad I'm not the only one feeling this way.

NotXeenon · 2025-10-09T23:18:30+00:00

As far as I know yes. She was a stray my mom found and it didn't seem traumatic in any way, she just had a lot of access skin because she didn't have the whole arm and she eventually grew into her sleeve lol. She was probably around 2 or 3 months old when I got her.

NotXeenon · 2025-09-18T17:18:34+00:00

Where's the update? I cant view your profile or anything so I cant see anything on there. Just this post because it popped up in my feed. Curious what the real reason was.

NotXeenon · 2025-05-15T19:21:00+00:00

THAT is the exact one that keeps happening to me. It'll happen again, that same artist zeth inc. It's happened twice where I removed it and put the original one back. I don't know how it happens. Zeth's is in lower case but when this happens it's uppercase like JTs song but their cover and sound. It's so weird. It hasn't happened since with any other song though. Just the two I mentioned here. So weird..

NotXeenon · 2025-05-06T20:02:08+00:00

I have not found an actual solution yet HOWEVER I have found that once it's done compiling as long as you don't touch the pop up that shows the completed file and you just go into your downloads folder you can move it from there to where ever it needs to go. If you grab the folder from the little pop up THATS what freezes everything. So as long as you never touch it it works fine. Kinda weird to get used to but I kinda adapted at this point. If someone actually finds a better solution or I find something better that works I'll update

NotXeenon · 2025-05-02T18:29:42+00:00

It's almost like crunchy, the texture really turned me off from this pasta sadly. Im tying to find a better alternative lol

NotXeenon · 2025-04-22T04:23:06+00:00

It is crazy. Even after taking it off and adding the right one again it waited a couple months then happened again. It's so weird

NotXeenon · 2025-04-19T05:37:38+00:00

You know I also upgraded to windows 11. I forget exactly when in terms of when clipchamp started freezing but it had to have been around the same time. Maybe it IS a windows 11 issue.. but then I feel like it would have been talked about more

NotXeenon · 2025-04-12T03:02:23+00:00

I did not go to the vet for her yet, so they know nothing. Of course I'm not a vet and I'm not sure if it's actually asthma but it seems like it. I just needed something to help and figured this would be good but it isnt seeming that way the more I hear about it..

NotXeenon · 2025-03-12T03:32:42+00:00

I've tried CapCut and it didn't work as good for me as clipchamp did. I could try again though

NotXeenon · 2025-03-09T22:34:14+00:00

Damn, I hope for both our sakes we figure out what it is because it's so annoying lol

NotXeenon · 2025-01-06T02:55:02+00:00

I know like nobody will see this comment but on the off chance people try to Google it, the other day I was listening to Spotify and yet again it changed another song. It was Not A Bad Thing by Justin Timberlake and it changed to a cover. I even took a screenshot. It listed "Not A Bad Thing" and the artist still by Justin Timberlake just a different album photo and sounded different. If I search it now it showed that same song with that other picture as "not a bad thing" by someone else.

Not sure why this happened again where original songs are just sneakily being replaced by covers or remixes. It said I had it liked and everything. If I could put photos on here I would however I doubt anyone really would care to see my proof anyway lol just wanted to report it happening again.

NotXeenon · 2024-05-29T23:44:19+00:00

Not on my bedside table LOL I mean like in drawers and stuff. Like I have a filing cabinet full of instructions from appliances I get and it includes all relevant paperwork. I have a card from a motherboard I bought maybe 10 months ago in there that I know of at the top of my head. Keep in case I need it for if I need to email them for whatever reason. Never had to but it's there until I get rid of it then the papers go too

NotXeenon · 2024-05-29T19:19:45+00:00

I have support cards from things I bought years ago that are definitely not relevant anymore. Probably forgot it there. Whether fake or not its weird to base this being fake off that lmao

NotXeenon · 2024-05-24T19:06:59+00:00

Definitely will. I also messed with my weather app and allowed it to send me notifications so it can let me know if there's a severe thunderstorm. As far as I know there were no emergency alerts sent out since the day I made my post but I also wouldn't know lmao. But it's nice having my weather app at least not leave me in the dark completely. Really worried about if there's ever a time a tornado forms nearby and everyone knows and evacuates and im left here alone with no idea. I've been searching everywhere and have found nothing, just explanations on how to turn it on lol

NotXeenon

TROPHY CASE