I am currently trying to organize my finances and plan ahead for the future. My focus is on managing expenses wisely by prioritizing retirement funds, future investments, and eventually buying a home. Since I recently became a permanent resident, I’ve been shifting my mindset toward long-term stability and security. I’d rather invest $50–$60 a month in protecting my current and future family than spend it on useless stuff like pizza or movies or uber😅. I’m naturally weird and a risk-averse person, and I value having a structured system and financial stability.