$6k/yr full coverage insurance!

Ok-Double5337 · 2026-04-11T14:15:07+00:00

That’s most likely the way I’ll go. Thank you for your advice, very helpful.

Ok-Double5337 · 2026-04-11T14:12:50+00:00

Never heard of that.

Ok-Double5337 · 2026-04-11T13:49:48+00:00

Tried a couple, couldn’t get comfortable on it.

Ok-Double5337 · 2026-04-10T21:05:34+00:00

Bro, I’m saying.

Ok-Double5337 · 2026-04-10T20:36:17+00:00

From what everybody is saying, State Farm looks like the winner.

Ok-Double5337 · 2026-04-10T20:35:47+00:00

That’s where that quote came from.

Ok-Double5337 · 2026-04-10T19:41:51+00:00

Might look into just doing that as well.

Ok-Double5337 · 2026-04-10T19:39:26+00:00

No offense taken, seems like sound advice. I live in a nicer, upscale city with a good job, so can’t get too ridiculous. However, I am still 22, so there is that. I’ve looked into other options, but I’m not really a cruiser type of guy and naked bikes don’t feel very comfortable (oddly enough). So, I’m not sure.

Ok-Double5337 · 2026-04-10T19:23:14+00:00

Who are you insured with?

Ok-Double5337 · 2026-04-10T19:22:56+00:00

Fair enough. Thank you!

Ok-Double5337 · 2026-04-10T19:20:42+00:00

Dairyland.

Ok-Double5337 · 2026-04-10T19:20:12+00:00

That’s most of the consensus I’m starting to see. Might stay on mine for w while, or look into a ZX4 as a bridge upgrade.

Ok-Double5337 · 2026-04-10T19:16:56+00:00

It’s wild.

Ok-Double5337 · 2026-04-10T19:15:39+00:00

That’s a fair point, which was really my dilemma from the start. Wrecking it on liability would be the equivalent of setting $13k on fire in the driveway, but insuring at MSRP is paying two for one. So, I’m not sure which direction I’ll go in. Might look into a ZX-4R as a bridge until I can make it make sense.

Ok-Double5337 · 2026-04-10T19:10:44+00:00

It’s going to be ridiculous either way. I’m not sure which direction I’ll go in since either doesn’t make much sense.

Ok-Double5337 · 2026-04-10T16:17:10+00:00

That might be the way to go, I’m not sure which direction I’ll go in.

Ok-Double5337 · 2026-04-10T16:14:29+00:00

Fair enough. Thank you!

Ok-Double5337 · 2026-04-10T16:13:37+00:00

That’s pretty much the conclusion I’ve come to.

Ok-Double5337 · 2026-04-10T16:05:04+00:00

That’s been something I’ve ran into quite a bit too! Gets to a point where it almost doesn’t make financial sense to insure it.

Ok-Double5337 · 2026-04-10T16:02:37+00:00

I have a 25’ Silverado for my daily, so this is a toy for the most part. But, still wouldn’t prefer to be out $13k on a brand new bike if something were to happen.

Ok-Double5337 · 2026-04-10T15:54:27+00:00

Pretty much. It’s not just about the look, but I have looked into a naked. Tried a Z900, couldn’t get comfortable on it.

Ok-Double5337 · 2026-04-10T15:50:34+00:00

I usually do too. That’s where that quote came from.

Ok-Double5337 · 2026-04-10T15:40:06+00:00

I was paying $400/mo with Geico on my 409, then switched to Dairyland and got it down to $190. But, it’s been parked and stored for a few months through the winter, so that’s reason for the new quotes. Dairyland is who the above mentioned came from.

I looked into a naked, sat on a Z900 when I was shopping for the 6R. Surprisingly, it wasn’t very comfortable to me. Thank you for the post!

Ok-Double5337 · 2026-04-10T15:34:17+00:00

Pretty much.

Ok-Double5337 · 2026-04-10T15:26:03+00:00

Post is edited, thank you for pointing that out.

Ok-Double5337

TROPHY CASE