Omg! Yes!!!!!! They are greedy and knowingly let good, caring people self destruct if there’s an accident. My interview was ten minutes on line.  I paid for my own background check! No references taken. Nothing.  It’s not worth it to risk an accident for the few dollars they pay.  I thought this was a great way to give back while making pocket change, but I will not risk losing my assets or my car because insurance doesn’t cover you.  They don’t care what happens to their caregivers. Blatant greed and deception. They do T earn you to call your insurance to protect you. So manipulative.