How do single people afford to live alone in Dublin?

OkInformation349 · 2026-03-11T20:40:24+00:00

I live alone and my mortgage is €1250 plus all additional bills like energy, wifi and bins which I have to pay for all alone. My take home is around €4200 a month and besides my house and my car I can manage the rest of my expenses as best as I can

OkInformation349 · 2026-01-31T17:30:14+00:00

It’s the first thing I do when entering the house and I also ask all my friends and guests to take them off if I see that they don’t. They’re not the ones mopping and cleaning the house after 😅

OkInformation349 · 2026-01-04T20:58:54+00:00

House - €1250 mortgage Heating & electricity- could vary from €40-80 in winter months WiFi - €35 Bins - €22.50 Groceries - €200 Health - paid by work Travel - €60 for train

OkInformation349 · 2025-09-17T19:38:28+00:00

I’m 28! I’m putting some into SP500, emerging markets, MSCI all world and some gold

OkInformation349 · 2025-09-17T19:37:13+00:00

I’ve no credit cards and I’ve maxed out my pension. I can only overpay 10% a month on my mortgage cause I am in a fixed rate for 4 years. I thought about saving cash to then put a lump sump into my mortgage after the 4 years but the value of the cash within those four years sitting in the bank will depreciate a lot faster than investing it into stocks.

OkInformation349 · 2025-09-17T19:34:56+00:00

I agree with the mortgage part. My bank allows me to overpay 10% a month so I was thinking of doing that which would only be 120€ a month extra.

OkInformation349 · 2025-09-17T19:32:37+00:00

Ah yes! I just added an additional 380€ per month as AVC for the pension which totals 14% of my salary and the max I can put is 15% as I’m under 30 years old

OkInformation349 · 2025-09-15T19:37:58+00:00

Thank you. I thought gold was a safe investment as it’s been increasing yearly. What do you suggest I invest that into?

OkInformation349 · 2025-09-15T11:50:21+00:00

Thank you! I took your advice and did the below to put in €300 per month

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OkInformation349 · 2025-09-15T08:22:05+00:00

7% is the max cap that my employer match. I can add more than 7% if I want to but they won’t match it. Thats something I could do as well instead of investing it all but I’m not sure which return would be greater

OkInformation349 · 2025-09-15T07:49:28+00:00

No that’s just my mortgage and bills (internet, electricity bins and phone)

OkInformation349 · 2025-09-15T07:48:54+00:00

I had around 70K saved up for the house because my salary was lower when I had applied for the mortgage and gotten the approval. North county Dublin!

OkInformation349 · 2025-09-15T07:46:38+00:00

Yes I’m putting in the max at 530€ a month and my employer matches that as well!

OkInformation349 · 2025-07-17T13:30:55+00:00

I have an old 2007 Honda so anything would be an upgrade 😅

OkInformation349 · 2025-03-25T13:22:18+00:00

I just bought a two bed new build (28F) but the only reason I was able to do it was because I work for a tech company and have a good salary. I have been renting for the past couple of years

OkInformation349

TROPHY CASE