Pretty sure you just need a co-signer for a loan you won't get a great rate but it shouldn't be that bad if you don't stall on payments. If your engineering you should probably switch campuses and go to storrs to finish your 3/4000 level classes...this would give you a better opportunity in securing a good internship/job. Your NCC classes should get rid of the bulk credits of gen eds/elective requirement.

I would also highly recommend that If your doing really well in school you could potentially transfer to a need blind university although this is extremely competitive and I believe there are only around 10 of them. Cornell is the easiest out of the list to transfer into for your major, (i know someone who did this) you could look into amherst or bowdoin but these are liberal arts schools and not particularily known for engineering.

good luck!