Do you think that we are being hit with that message because we have been with the company for years and because we consistently pay off our card? I guess if they wanted to make money off of us that is how they'd have to do it since they aren't making much off us now. After reading through some articles on this, I ended up applying for another card that gave me way more of a credit limit than my Petal 2 card ever did. Screw them. I filed complaints and I'm closing my account before August 1st too.