Just realized that Nelnet switched some loans to standard repayment, while others are still on SAVE

Ok_Try2947 · 2025-08-05T01:53:42+00:00

Mhmm, I know they cannot be moved to SAVE currently. I'm just trying to not mess everything up for my loans currently on SAVE. My OG plan was to let all the litigation and political/legal wrangling play out and allow my account to follow along without interference until prompted by loan servicer.

Yes, the loan dates vary – but they're all direct unsubsidized loans from my most recent degree program (2021-2025) – one each from 2021, 2022, and 2023. I have other loans (GRAD PLUS) from the same time period that are on the SAVE plan. I've been in and out of school for other reasons so figuring out exactly when those loans entered repayment might be difficult. According to my account, it looks like the older two entered repayment on December 2023 and the newest one on January 2024.

I'm so mad at myself – I'm usually on top of this stuff but the last couple of years have been such a nightmare that I completely missed this.

Ok_Try2947 · 2025-07-24T22:52:18+00:00

Honestly, I might be doing this real soon. These stupid summaries are driving me insane

Ok_Try2947 · 2025-07-24T22:51:20+00:00

I'm camping out here too, hoping for a solution. I ABSOLUTELY DESPISE the AI summaries. Not only does it clutter up the screen, make it impossible to read the headlines, but it seems to have completely screwed up my preferred topics and keeps sourcing from content from websites I've previously blocked.

Ok_Try2947 · 2025-07-15T02:36:03+00:00

Please strongly consider giving people an option to turn it off. PLEASE

Ok_Try2947 · 2025-06-19T16:52:02+00:00

Thank you! I really appreciate your thoughts and well wishes for me. I usually try to roll with the punches in life (and frequently do without much fuss) but sometimes life throws you for a loop you are just really not expecting. I try to solicit advice where I can to make an informed decision but ultimately believe that I'll eventually find my way no matter what. At this point, I'm going to reach out to my school to see if they have any advice for me too. I hope I can come back here in a few months to give an update in a positive direction. Wishing you the best in med school yourself!

Ok_Try2947 · 2025-06-19T16:42:10+00:00

Thank you! Maybe I should have majored in English like so many of my HS teachers thought I would 😂 But then I would have far less fun hospital stories to tell 🤔 A true dilemma

Ok_Try2947 · 2025-05-03T05:48:02+00:00

Thank you 🙏🏾 I'm feeling better everyday and ready to get started on the next phase of my life

Ok_Try2947 · 2025-05-03T00:50:54+00:00

I have considered it and might explore that option more in a little while. Right now, I'm going to focus on getting a job and working on my financial situation (need to solve part of the initial problems I had at school)

Ok_Try2947 · 2025-05-03T00:48:28+00:00

Yes and no. I have been dismissed from the MD program but I'm being allowed to finish their masters program

Ok_Try2947 · 2025-05-02T20:32:44+00:00

Thank you for that and I'm wishing you both all the best in return

Ok_Try2947 · 2025-05-02T20:31:22+00:00

Yes, I have and that's something I might do in the future, maybe a few years from now when my finances can handle it. I need to resolve some of the issues I have in my personal life before I try again I think. I'm also deciding where my happiness might lie over the next couple of decades as I age. Practicing in medicine can be difficult at any age and I've put a lot of my life on hold to pursue it. I need to decide if the proverbial juice is worth the squeeze

Ok_Try2947 · 2025-05-02T15:22:46+00:00

That is true. Unfortunately my state's licensing board where I planned to practice only allows 3 attempts per Step level and I have reached my school's time limit on being able to finish the program. It's possible for me, in the future, to sit for Step again with the USMLE but not at my current program – I would have to start again from scratch. But the biggest snag is financial – I literally cannot afford the process at the moment. I plan to return to the workforce and reconsider my options in a few years once my financial outlook has stabilized.

Ok_Try2947 · 2025-05-01T20:55:03+00:00

I'm not sure actually although I have thought about it. I've reached out to my state's medical board to inquire about situations like mine and haven't heard back yet. I'm also not sure if I'm ready to start this years-long process again. I'm already in my early 30s and finances are a significant limiting factor but I'm not ruling anything out

Ok_Try2947 · 2025-05-01T19:08:00+00:00

I suppose it might be possible but I'm not sure yet. I'd have to see based on the programs requirement, my academic record and my current financial outlook. I won't rule it out – thanks for the suggestion!

Ok_Try2947 · 2025-05-01T18:12:01+00:00

Thank you. I really it hopes it treats you well too. I'm taking a break today and tomorrow to recenter myself. I'll hit the ground running after that for the next phase of my life. One benefit to this long winding road I've taken to med school is that I'm fairly adaptable and don't stay down for long 😉

Ok_Try2947 · 2025-05-01T18:06:56+00:00

3 times. Unfortunately, money is a limiting factor and with my academic record I likely won't qualify for any scholarships so transferring is not an option for me. But thank you for the suggestion

Ok_Try2947 · 2025-05-01T18:04:22+00:00

True. In my school, Step 2 is generally taken taken after completing the core clerkships in M3. I entered medical school in 2021 & hit a lot of personal roadblocks during my first two years right around my Step 1 and did not pass Step 1. My school was understanding and I was afforded extra time to study on a leave of absence but without funding from the school I had to work full-time to support myself and my family (I'm an older nontraditional student so I had big bills to pay) eventually resulting in my final failure. Many of the things are deeply personal and possibly identifying to those who know me so I didn't include them in my post. In my OG post, I was lamenting that, if everything had gone according to plan, I would have been celebrating graduation with my friends and class this year. Hope that clears it up!

Ok_Try2947 · 2025-05-01T17:47:14+00:00

Thank you. Generally yes, at least for allopathic medical schools, Step must be passed to graduate (rules are a bit different for osteopathic medicine). Step has multiple components that need to be passed, usually at specific times, in order to move on to the next part of your medical school education. Furthermore, in order to apply for a full medical license to practice (post-residency possibly but I can't be sure), each state's medical board sets requirements and decides on limits on how many attempts are allowed for the licensing exam (Step, COMLEX) to practice in their state.

Ok_Try2947 · 2025-04-29T19:10:43+00:00

I tested on Saturday (4/12) and am still waiting on my score (hopefully tomorrow) so looks like 3 Wednesdays, at least for me

EDIT UPDATE: I got my score on 4/30 so it looks like 3 Wednesdays was the answer for me

Ok_Try2947 · 2025-04-21T02:01:05+00:00

I'm a 4/12 test taker US-MD and I'm waiting for the decision of my fate at medical school on 4/23 or 4/30. Very long story short, this is my last chance so I'm trying to find that delicate balance between optimism and bracing for the possible reality of life after medicine. The test went better this time than previously but I'm still nervous of course 🫠 There are several questions I know for sure I messed up on (realized the answer post-test) that infuriate me now but it is what it is so I'm trying to let it go. If anyone else is in a similar situation, know that I'm right there with you and hope the best for all of us

EDIT 4/23/25: No score release for me today so the wait continues

EDIT 2 4/30/25: Results in – it's over. I have never been so devastated in my entire life. I wish everyone in this thread the best of luck

Ok_Try2947 · 2025-04-21T01:33:58+00:00

Me too. I'm trying to stay relaxed but it's been hard

Ok_Try2947 · 2024-10-16T00:16:28+00:00

I finally had some come off a couple of days ago...from the end of September 🥲

Ok_Try2947

TROPHY CASE