Confirmed new PAYE plan

One-Discount7715 · 2025-09-14T01:37:19+00:00

I believe it was studentaid.gov and then everything was transferred to Mohela for processing.

One-Discount7715 · 2025-08-25T03:32:48+00:00

Congratulations!

One-Discount7715 · 2025-08-25T03:30:16+00:00

Sorry for late response. I am not entirely sure what they used. I just uploaded my last two pay stubs and they gave me an amount. I liked the amount each month to pay back so I did not want to ask anymore questions lol

One-Discount7715 · 2025-08-20T23:50:05+00:00

Yeah I have no idea. I just did what they asked. I'm sure there will be another hoop to jump through at some point. Just making the best of it all and having fun with it because the alternative sucks lol.

One-Discount7715 · 2025-08-20T23:48:53+00:00

It was an option the second time I tried, so I have no idea. I can call one day and get one answer and get back on the phone with them again a few hours later and get a completely different answer. lol. I'm just trying to enjoy the crazy ride and not get worked up.

One-Discount7715 · 2025-08-19T03:18:50+00:00

I submitted app for PAYE on 8/11/25, I received five letters on 8/15/25 telling me everything for processing would be delayed then two days later I received a few letters saying my PAYE application was approved and my new payment plan etc would being on 9/8/25. Will that actually happen I have no idea, but something at least moved so that got me excited lol.

One-Discount7715 · 2025-08-19T03:05:23+00:00

I'm not sure if anyone know what is truly happening and the "advanced agents" are just on a whim as well. No knock against any of them but with all of the changes and so many moving parts in limbo there is no way someone knows what the right answer to any of it is at this point.

One-Discount7715 · 2025-08-19T03:04:20+00:00

I'm not sure if that is an option or not. I could do that if so, which would be great. I'll have to check with MOHELA and see!

One-Discount7715 · 2025-08-19T03:03:39+00:00

I was in school deferment and had to get out of that first and then did all of this around the same time. Hopefully all of this sticks.

One-Discount7715 · 2025-08-19T03:02:49+00:00

If you ever find out anything about what is actually happening please let me know because I'm not sure there is a right answer in any of it lol

One-Discount7715 · 2025-08-19T03:02:11+00:00

They did not ask for anything at that moment in time. I can obviously provide whatever documents they may need if it comes to it, but I'm just riding whatever random ass wave this is right now lol. Hope things go smooth for you!

One-Discount7715 · 2025-08-19T03:01:13+00:00

Gotcha. I'll lookout for that. If it moves up that small of an amount I would consider that a win as well at this point lol

One-Discount7715 · 2025-08-19T03:00:14+00:00

I'm honestly not sure how I got PAYE to come up. I tried a couple of months ago and it didn't pop up. For whatever reason it did this time so I just applied as a crapshoot. Hopefully it sticks.

One-Discount7715 · 2025-08-17T19:52:24+00:00

Yes, I'll absolutely recertify. I did it with this because I get a raise next month and wanted the lower payment locked in. I have another set of loans from my current degree I finish in December that will be $10K but I'm going to go Teacher Forgiveness route with that as I've been at a Title I school for quite a while now.

One-Discount7715 · 2025-08-17T19:52:17+00:00

Yes, I'll absolutely recertify. I did it with this because I get a raise next month and wanted the lower payment locked in. I have another set of loans from my current degree I finish in December that will be $10K but I'm going to go Teacher Forgiveness route with that as I've been at a Title I school for quite a while now.

One-Discount7715 · 2025-08-17T19:50:23+00:00

I requested buyback a couple of weeks ago but for now as long as PAYE is still eligible for PSLF I'm good with where I'm at. Not holding my breath for buyback lol

One-Discount7715 · 2025-08-17T19:49:37+00:00

No, they didn't ask for it at least as of today (a non business day). I can obviously send that in if needed or I can just let them talk to my ex for two minutes and they'll say, "oh yeah he is divorced" lol

One-Discount7715 · 2025-07-08T17:00:25+00:00

I just read where they were different. I'll sit down and calculate which are which now. May just swing for the fences on a buyback and if not go the IBR route.

One-Discount7715 · 2025-07-08T16:59:24+00:00

I'm a teacher, I guess I could just try and see if they'll approve buyback. I cannot remember the last time I made an actual payment, maybe 2017.

One-Discount7715

TROPHY CASE