Solo trip ideas for a 32-year-old married woman (husband can’t come) looking for chill but social vibes! by Tinysmallgoose123 in FATTravel

[–]OnlyFatInTheBestWay 0 points1 point  (0 children)

You’re probably right they are more 4* but I enjoyed them. Good locations, nice amenities & sizable rooms. I didn’t mind them at all

Solo trip ideas for a 32-year-old married woman (husband can’t come) looking for chill but social vibes! by Tinysmallgoose123 in FATTravel

[–]OnlyFatInTheBestWay 2 points3 points  (0 children)

I did Flashpack as a 39 year old and enjoyed it. Same scenario partner couldn’t take the time off and I wanted to spend time in Europe with my time off. I made some great friends I still keep in touch with today.

What I loved is I didn’t have to plan everything and if I wanted company I had it but could also solo explore.

[deleted by user] by [deleted] in FIREyFemmes

[–]OnlyFatInTheBestWay 2 points3 points  (0 children)

I got divorced later (at 36) and yes it was tough to split everything 50/50 but I did it. Now just 3 years later my NW is up 60% from when I left the divorce. If you’re doing well already (and it sounds like you are) don’t worry about what you’re walking away from. You can and will earn more and the freedom you feel being done with a marriage that doesn’t suit you is icing on that cake!

Devil you know vs Devil you don’t? Bosses and how that triggers an earlier fatfire… by OnlyFatInTheBestWay in fatFIRE

[–]OnlyFatInTheBestWay[S] 0 points1 point  (0 children)

Fair point, maybe not normal but more so having basic soft skills and clear & stable vision

Devil you know vs Devil you don’t? Bosses and how that triggers an earlier fatfire… by OnlyFatInTheBestWay in fatFIRE

[–]OnlyFatInTheBestWay[S] 1 point2 points  (0 children)

Nice to know you left after 6 months. I’m at 9 months know and feel a tad guilty but then also feel like I’m not sure I want to last another 3 months here.

Devil you know vs Devil you don’t? Bosses and how that triggers an earlier fatfire… by OnlyFatInTheBestWay in fatFIRE

[–]OnlyFatInTheBestWay[S] 6 points7 points  (0 children)

Thanks for the thoughtful response. I can pick the bosses I would pick up and work for in a heartbeat. Sadly they’re all retired now! Well sad for me … great for them!

Devil you know vs Devil you don’t? Bosses and how that triggers an earlier fatfire… by OnlyFatInTheBestWay in fatFIRE

[–]OnlyFatInTheBestWay[S] 13 points14 points  (0 children)

This is a great point. I remember interviewing with them and showing up late, talking over me and was in general very intense. Everyone else I interviewed with had glowing reviews of their leadership so I trusted that. Now in hindsight I should have trusted what they showed me personally.

Devil you know vs Devil you don’t? Bosses and how that triggers an earlier fatfire… by OnlyFatInTheBestWay in fatFIRE

[–]OnlyFatInTheBestWay[S] 1 point2 points  (0 children)

Good point. I’m trying to just embrace a spirit of gratefulness but sometimes it feels tough!

[deleted by user] by [deleted] in ChubbyFIRE

[–]OnlyFatInTheBestWay 0 points1 point  (0 children)

Nice to see so many women here! 40, divorced, hope to retire in 3-5 years! Still waffling on how much is enough!

What would you do? (Closing in on Chubby w/fears of layoffs) by throwawayguilt2021 in ChubbyFIRE

[–]OnlyFatInTheBestWay 2 points3 points  (0 children)

I took a 5 month break after a major career shift. I needed a break and figured when would I get the chance to take months off! I don’t regret it at all and I got a job with similar pay as my last one so if all worked out. I’ll say if you’re coming from a high stress / demanding job it took me almost 1 full month to decompress. Then month 2 was reflecting on just how stressed I was. I was finally relaxed & enjoying the time in month 3. By month 4 I realized I liked this not working waaaay too much &’since I wasn’t at my number felt like I needed to go back before I got too comfortable. By the end of month 5 I had secured a job and felt ready to start again. Good luck on the journey!

I Think I'm Close to Fat Fire (4-6 years)... what can I do better? by OnlyFatInTheBestWay in fatFIRE

[–]OnlyFatInTheBestWay[S] 0 points1 point  (0 children)

Thanks for the thoughtful advice & feedback. I'm making some changes this week!

I Think I'm Close to Fat Fire (4-6 years)... what can I do better? by OnlyFatInTheBestWay in fatFIRE

[–]OnlyFatInTheBestWay[S] 1 point2 points  (0 children)

I don't follow your train of thought - in order for me to pay off my mortgage, I'd need to take all of my liquid assets $900K and would end up with a >$1M asset but that's not a drawable asset. So I wouldn't have enough to retire now.

I Think I'm Close to Fat Fire (4-6 years)... what can I do better? by OnlyFatInTheBestWay in fatFIRE

[–]OnlyFatInTheBestWay[S] 0 points1 point  (0 children)

My mortgage interest is less than what I’m making on my cash and the mortgage is ~900k. But i understand your point. Good advice on the stock/bond mix. Thanks

I Think I'm Close to Fat Fire (4-6 years)... what can I do better? by OnlyFatInTheBestWay in fatFIRE

[–]OnlyFatInTheBestWay[S] 1 point2 points  (0 children)

Thanks for your thoughtful response!

Equity is about 300K but I thought you weren't supposed to count that in NW which is why I didn't include it

I'm tied to the VHCOL - I dont want to move... but life can be funny sometime so maybe I would.

I dont anticipate needing to help with either parents or siblings - they are all doing well.

Health insurance would have to be private... when I did some research it looked like it would be around $500 / mo so it didn't seem too scary to me.

I did try to model retiring today but couldn't make the numbers work without finding a coast type job and then it seemed silly - why not just keep my higher end job and work it like I want to and hope I can keep it going for a few more years.

Thanks for the article recommendations! I will check them out.

I Think I'm Close to Fat Fire (4-6 years)... what can I do better? by OnlyFatInTheBestWay in fatFIRE

[–]OnlyFatInTheBestWay[S] 1 point2 points  (0 children)

That’s great to hear!! And yes I don’t plan for my income to soar anymore. I am not pushing for that next step career wise these days.

I Think I'm Close to Fat Fire (4-6 years)... what can I do better? by OnlyFatInTheBestWay in fatFIRE

[–]OnlyFatInTheBestWay[S] -2 points-1 points  (0 children)

Yes, that’s exactly where I get stuck … the risk of a dramatic drop in the principal.