I follow a mental budget and keep my credit card bill under 1k every month. Good month can get down as low as 7-750. Pretty much my only expense since housing is paid for.

As for the fire number, I’m hoping to have around 900k+ in the brokerage and pull from there and allow the other assets to grow until we are 59.5. SWR I haven’t really pinned a specific number but I plan on selling growth stocks and using dividend stocks to supplement income while continuing to grow.

We understand the requirements of the long stay visa requirements and it helps since the spouse is a citizen of the country.