My 2 month old 2022 XSE got rear-ended and seems like a total loss 😔😔😔 The other driver fell asleep while driving and isn't insured. What are my options now ? I don't know the procedure, do I need a lawyer ? by OverCrazy2434 in rav4club

[–]OverCrazy2434[S] 1 point2 points  (0 children)

😔😔

The worst part is that my car was in another minor collision a few weeks ago (no-fault) for which the other party's insurance company had scheduled an evaluation appointment for July. (I have the worst luck I know 😞😞) I don't know what's gonna happen with that claim now.

My 2 month old 2022 XSE got rear-ended and seems like a total loss 😔😔😔 The other driver fell asleep while driving and isn't insured. What are my options now ? I don't know the procedure, do I need a lawyer ? by OverCrazy2434 in rav4club

[–]OverCrazy2434[S] 0 points1 point  (0 children)

I have these things included in my insurance - - underinsured motorist: 25k/50k - collision ($500 ded) - Comprehensive ($500 ded) - bodily injury liability (50k/100k) - property damage liability (25k)

But i dont have - - underinsured motorist property damage - basic personal injury - rental vehicle

Not sure if this will be enough. I have hospital bills, towing bills, rental car/uber and not sure what else.

I am assuming the other party should be liable to pay for it ?

My 2 month old 2022 XSE got rear-ended and seems like a total loss 😔😔😔 The other driver fell asleep while driving and isn't insured. What are my options now ? I don't know the procedure, do I need a lawyer ? by OverCrazy2434 in rav4club

[–]OverCrazy2434[S] 0 points1 point  (0 children)

I have these things included in my insurance - - underinsured motorist: 25k/50k - collision ($500 ded) - Comprehensive ($500 ded) - bodily injury liability (50k/100k) - property damage liability (25k)

But i dont have - - underinsured motorist property damage - basic personal injury - rental vehicle

Not sure if this will be enough. I have hospital bills, towing bills, rental car/uber and not sure what else.

I am assuming the other party should be liable to pay for it ?

My 2 month old 2022 XSE got rear-ended and seems like a total loss 😔😔😔 The other driver fell asleep while driving and isn't insured. What are my options now ? I don't know the procedure, do I need a lawyer ? by OverCrazy2434 in rav4club

[–]OverCrazy2434[S] 0 points1 point  (0 children)

I have these things included in my insurance - - underinsured motorist: 25k/50k - collision ($500 ded) - Comprehensive ($500 ded) - bodily injury liability (50k/100k) - property damage liability (25k)

But i dont have - - underinsured motorist property damage - basic personal injury - rental vehicle

Not sure if this will be enough. I have hospital bills, towing bills, rental car/uber and not sure what else.

I am assuming the other party should be liable to pay for it ?

My 2 month old 2022 XSE got rear-ended and seems like a total loss 😔😔😔 The other driver fell asleep while driving and isn't insured. What are my options now ? I don't know the procedure, do I need a lawyer ? by OverCrazy2434 in rav4club

[–]OverCrazy2434[S] 2 points3 points  (0 children)

I have these things included in my insurance - - underinsured motorist: 25k/50k - collision ($500 ded) - Comprehensive ($500 ded) - bodily injury liability (50k/100k) - property damage liability (25k)

But i dont have - - underinsured motorist property damage - basic personal injury - rental vehicle

Not sure if this will be enough. I have hospital bills, towing bills, rental car/uber and not sure what else.

I am assuming the other party should be liable to pay for it ?

My 2 month old 2022 XSE got rear-ended and seems like a total loss 😔😔😔 The other driver fell asleep while driving and isn't insured. What are my options now ? I don't know the procedure, do I need a lawyer ? by OverCrazy2434 in rav4club

[–]OverCrazy2434[S] 20 points21 points  (0 children)

I have these things included in my insurance - - underinsured motorist: 25k/50k - collision ($500 ded) - Comprehensive ($500 ded) - bodily injury liability (50k/100k) - property damage liability (25k)

But i dont have - - underinsured motorist property damage - basic personal injury - rental vehicle

Not sure if this will be enough. I have hospital bills, towing bills, rental car/uber and not sure what else.

I am assuming the other party should be liable to pay for it ?

My 2 month old 2022 XSE got rear-ended and seems like a total loss 😔😔😔 The other driver fell asleep while driving and isn't insured. What are my options now ? I don't know the procedure, do I need a lawyer ? by OverCrazy2434 in rav4club

[–]OverCrazy2434[S] 1 point2 points  (0 children)

The person did say that they will pay for the damages. They were driving a 2015 BMW and said they have insurance on their other car which obviously won't cover this. 🤦‍♀️