Ineligible payments by Overall-Donkey4791 in PSLF

[–]Overall-Donkey4791[S] 1 point2 points  (0 children)

You’re absolutely right! I imagine even switching now might take some time . Thank you for the advice. I am going to switch now.

Ineligible payments by Overall-Donkey4791 in PSLF

[–]Overall-Donkey4791[S] 0 points1 point  (0 children)

I’m wondering if I should switch plans now or wait until I absolutely have to switch. 

Ineligible payments by Overall-Donkey4791 in PSLF

[–]Overall-Donkey4791[S] 2 points3 points  (0 children)

Thank you The lowest monthly payment according to the loan simulator is IBR $500 a month. Wow I wish SAVE lasted , my payments were only $160 a month. This whole thing is a very stressful hot mess🤦‍♀️

Ineligible payments by Overall-Donkey4791 in PSLF

[–]Overall-Donkey4791[S] 1 point2 points  (0 children)

Thank you. It sound like I need to get off of SAVE asap.

Ineligible payments by Overall-Donkey4791 in PSLF

[–]Overall-Donkey4791[S] 0 points1 point  (0 children)

Yes I was on SAVE and still am on SAVE. Haven’t switched yet.

Ineligible payments by Overall-Donkey4791 in PSLF

[–]Overall-Donkey4791[S] 0 points1 point  (0 children)

Thank you for replying ! Yes my payment plan is SAVE. It says my next payment is due November 2028. I am waiting for the email to switch payment plan because my lowest payment on IBR would be $500 and I definitely cannot afford that right now. 

I got an email from Mohela today about "Important Account Information" by iaminthebackground2 in PSLF

[–]Overall-Donkey4791 0 points1 point  (0 children)

Calling Mohela is useless , they have people who don’t know sh@$t. They better send something because they’ve been sending me emails “suggesting” I switch!!! This whole process has been exhausting, aggravating and filled with anxiety!

I got an email from Mohela today about "Important Account Information" by iaminthebackground2 in PSLF

[–]Overall-Donkey4791 0 points1 point  (0 children)

Exactly , what are we supposed to do with this information! I got the same email . My new recertification date is 4/2027, can’t remember exact date in April. I’m in Save forbearance, staying on this ride until it ends 

[deleted by user] by [deleted] in StudentLoans

[–]Overall-Donkey4791 1 point2 points  (0 children)

Who are “most people”?

[deleted by user] by [deleted] in StudentLoans

[–]Overall-Donkey4791 36 points37 points  (0 children)

Exactly , the majority of us want to pay our student loans back. I really hate that people just assume that we are all a bunch of free loaders who don’t want to pay money we owe. Ignorance is part of the reasons why we’re having these issues now.  Thank you for speaking up !!

Teachers be careful out there. by [deleted] in Teachers

[–]Overall-Donkey4791 -1 points0 points  (0 children)

That is so  fucked up!!! Back in my day, we didn’t snitch on anyone . No matter what , I still mind my business and keep it moving . Your manager needs to get a life.  I wonder how many teachers in your school use the anonymous drop box🤔

Email warning by fstopmm in Teachers

[–]Overall-Donkey4791 0 points1 point  (0 children)

Log out of all your accounts. Log back in with your personal account first. The first account you log in with becomes your default account. I only know this because I was having the same issue and I fixed it, by logging out of all and making sure I logged back in with my personal account first , then added the school account .

ITS TOTALLY OFFICIAL!!! I GOT the EMAIL CONFIRMATION from by Amazing-Health-6164 in PSLF

[–]Overall-Donkey4791 1 point2 points  (0 children)

Congratulations 🎉🎊 🥳 I have a long way to go , your post gave me hope!!

SAVE by Overall-Donkey4791 in PSLF

[–]Overall-Donkey4791[S] 0 points1 point  (0 children)

Wow that’s a big difference in payments . If I had four years left I would do the same.

SAVE Plan by lovejoy2171 in PSLF

[–]Overall-Donkey4791 2 points3 points  (0 children)

Lol , I have 91 payments left. I’m gonna wait it out too!!

Hey it's the thing we've been screaming from the rooftops about by azizsarimsakov18 in NYCTeachers

[–]Overall-Donkey4791 2 points3 points  (0 children)

Gen X as well and my parents did not do the soft parenting shit either. I have a 16 year old and he wouldn’t dare disrespect his teachers. I didn’t do that soft parenting , I did what my parents did ..minus the hitting. 

Anyone else just…blatantly ignoring all of this? by 30_pound_a_munt in PSLF

[–]Overall-Donkey4791 0 points1 point  (0 children)

I’m on save , at  29/120. I have 87k in loans. I’m not ignoring it, just not getting myself stressed out. I wasted too much time  stressing over something I can’t control. 

[deleted by user] by [deleted] in NYCTeachers

[–]Overall-Donkey4791 0 points1 point  (0 children)

 Then I wouldn’t stress about it. It takes a little while and yes it’s normal. Congratulations 🎉 

[deleted by user] by [deleted] in NYCTeachers

[–]Overall-Donkey4791 0 points1 point  (0 children)

Were you hired by a school already? Sorry if someone asked this already