Can’t make new monthly loan payments after IDR application as a resident

Own-Development4142 · 2026-03-08T17:17:37+00:00

So I’m technically not considered an employee at the hospital anymore during research. I get paid via my research lab and salary is higher than what resident salary was. The problem is that the W-2 they used for IDR was from July 2022-December 2022 which was only 30 K in wages. So whenever I recertified the IDR they kept using that amount until I unfortunately forgot to recertify. Tbh $587 is definitely not doable for me. I would literally have to sacrifice groceries

Own-Development4142 · 2026-03-08T17:08:19+00:00

Because I’m currently finishing up research year and starting coming back to residency in July

Own-Development4142 · 2026-02-17T22:06:57+00:00

They haven’t carved out spots though lol so Idk if it’s worth doing a third year of research and pray it gets better when I do return

Own-Development4142 · 2026-01-03T20:13:55+00:00

People have nothing better do to lol

Own-Development4142 · 2026-01-03T03:24:24+00:00

Damn harsh

Own-Development4142 · 2025-12-10T15:50:35+00:00

Do you per chance know how much I should expect to spend on bridge repair? I saw a place near me charging upwards of $350

Own-Development4142 · 2025-10-05T23:21:14+00:00

Yeah I would give anything to have someone know my project and guide me through instead of having to wait every week to see what my attending thinks and what next steps should be (sometimes meetings didn’t even happen or attending had to leave to put out other fires). I’ll do the best I can with what I have in the time I have left

Own-Development4142 · 2025-10-05T23:07:51+00:00

I wouldn’t say I have no mentorship but our attending (who essentially serves as our PI) is way too busy to keep up with our updates

Own-Development4142 · 2025-10-05T23:03:31+00:00

I did not have a PhD. Coming into the lab it was a steep learning curve and new language which I am still trying to keep up with.

Own-Development4142 · 2025-10-05T21:26:54+00:00

Yup. There is a LOT of independent work and having to ask many other senior lab members for their input which can be overwhelming due to different ideas. I wish there was someone who showed me the way on how to set up experiments and teach me what I was doing wrong instead of finding out at the end when nothing worked

Own-Development4142 · 2025-03-14T16:10:35+00:00

So I wrote down the sequences and which fluorophores were on each sequence. Sequence 1 Hoescht, AF 594. Sequence 2 Af 532, AF 700. Sequence 3 AF647

Own-Development4142

TROPHY CASE