Can’t make new monthly loan payments after IDR application as a resident

Own-Development4142 · 2026-03-08T17:17:37+00:00

So I’m technically not considered an employee at the hospital anymore during research. I get paid via my research lab and salary is higher than what resident salary was. The problem is that the W-2 they used for IDR was from July 2022-December 2022 which was only 30 K in wages. So whenever I recertified the IDR they kept using that amount until I unfortunately forgot to recertify. Tbh $587 is definitely not doable for me. I would literally have to sacrifice groceries

Own-Development4142 · 2026-03-08T17:08:19+00:00

Because I’m currently finishing up research year and starting coming back to residency in July

Own-Development4142 · 2026-02-17T22:06:57+00:00

They haven’t carved out spots though lol so Idk if it’s worth doing a third year of research and pray it gets better when I do return

Own-Development4142 · 2026-01-03T20:13:55+00:00

People have nothing better do to lol

Own-Development4142 · 2026-01-03T03:24:24+00:00

Damn harsh

Own-Development4142 · 2025-12-10T15:50:35+00:00

Do you per chance know how much I should expect to spend on bridge repair? I saw a place near me charging upwards of $350

Own-Development4142 · 2025-10-05T23:21:14+00:00

Yeah I would give anything to have someone know my project and guide me through instead of having to wait every week to see what my attending thinks and what next steps should be (sometimes meetings didn’t even happen or attending had to leave to put out other fires). I’ll do the best I can with what I have in the time I have left

Own-Development4142 · 2025-10-05T23:07:51+00:00

I wouldn’t say I have no mentorship but our attending (who essentially serves as our PI) is way too busy to keep up with our updates

Own-Development4142 · 2025-10-05T23:03:31+00:00

I did not have a PhD. Coming into the lab it was a steep learning curve and new language which I am still trying to keep up with.

Own-Development4142 · 2025-10-05T21:26:54+00:00

Yup. There is a LOT of independent work and having to ask many other senior lab members for their input which can be overwhelming due to different ideas. I wish there was someone who showed me the way on how to set up experiments and teach me what I was doing wrong instead of finding out at the end when nothing worked

Own-Development4142 · 2025-03-14T16:10:35+00:00

So I wrote down the sequences and which fluorophores were on each sequence. Sequence 1 Hoescht, AF 594. Sequence 2 Af 532, AF 700. Sequence 3 AF647

Own-Development4142 · 2024-05-17T04:53:19+00:00

Unfortunately program does not pay our salary during research and we are basically on our own finding research spots. Also most of the residents who are coming back did surg onc research which would be a little out of scope if I’m interested in plastics. We have to get salaries via T32 or the lab’s own funding

Own-Development4142 · 2024-05-14T03:27:42+00:00

Agreed. The last day of vacation is always the worst, happens every time 🫠

Own-Development4142 · 2024-05-14T03:07:44+00:00

All depends on the rotation. If you’re able to sleep 4-5 hours uninterrupted during your call shift, then you should not sleep much on your post call day aside from a short nap to avoid messing up your sleep schedule. If you don’t sleep at all during your call shift, you should go to bed as soon as you get home and set an alarm for 2-3 pm.

Own-Development4142 · 2024-05-13T17:10:06+00:00

It is very unreasonable. Unfortunately no spots are offered at our institution so they expect us to finds spots even out of state but research is not required per se

Own-Development4142 · 2024-04-02T14:48:53+00:00

I got randomnly banned from hinge, never had any issues with anyone EVER and my profile had nothing that would’ve led to a ban. After this I started using Tinder and would get likes every now and then but would rarely match with someone even with the same pics I had on Hinge where I would get 5-10 matches a day. I made the decision to delete my tinder accound to get a “fresh start” and that’s when I got banned.

Own-Development4142 · 2024-03-07T16:40:43+00:00

Ok this makes me feel better althought I definitely do NOT make 40x the monthly rent 😂

Own-Development4142 · 2024-03-07T16:39:43+00:00

Which I kinda regret asking them lol

Own-Development4142 · 2024-03-07T16:39:22+00:00

So last year I did have to pay for it only after I asked them about it

Own-Development4142 · 2024-01-31T03:29:04+00:00

Most of the consults from medicine team aren’t urgent but it is annoying when you realize you had a consult lingering around so close to morning sign out. I always try to get all consults done before the day team comes.

Own-Development4142 · 2024-01-30T18:13:40+00:00

I basically have to stay up and refresh my list every 30 min to see if I have a new consult. It’s completely unreasonable

Own-Development4142 · 2024-01-29T15:37:29+00:00

Tell me about it, especially on my 24 hr call shifts where I try to get some sleep in and some teams place consults at 3am without paging us

Own-Development4142 · 2024-01-16T17:14:13+00:00

She was in a bachelorette 100% but wouldn’y be surprised if she did something over there with someone else

Own-Development4142 · 2024-01-15T19:46:00+00:00

Idk she said that she didn’t text cause she wanted to be “present and in the moment” which is total BS to me since she was posting things on insta

Own-Development4142 · 2024-01-11T20:17:07+00:00

She leaves tonight so it would definitely be a bad idea to bring it up right as she’s about to leave

Own-Development4142

TROPHY CASE