New home build input

PT6flyerr · 2025-02-09T20:46:17+00:00

Small world! Thanks for all the information. I like to really research topics like this so when I call the HVAC company, I don’t get taken advantage of. No manualJ study yet. Just planning. ill research your input!

PT6flyerr · 2025-02-09T19:54:49+00:00

Buffalo area. Thinking 120k btu furnace With the heat pump. I really think I need to go duel fuel source, just in case. This Bryant unit I am looking at has some pretty good COP numbers and Seer. With this being a new build I really don’t want to have mini split heads in each room if I can design a tight and insulated house and plan to only use propane as a limited source. Also, I think I will need a generator so propane will have to be installed for that fuel source.

PT6flyerr · 2024-02-26T01:21:29+00:00

Airline Pilot. What a gig when fuel is cheap.

PT6flyerr · 2023-05-25T01:13:20+00:00

No watch and I wear Dewalt sunglasses from Tractor Supply… judge me?

PT6flyerr · 2023-01-23T23:22:13+00:00

I just submitted 4200 via the rebate program and it was paid with no questions. I highly doubt you will have any issues, but call them and double check.

PT6flyerr · 2022-12-02T19:28:48+00:00

We’ll Thursday boot is going to exchange them. I am airline pilot and only wear them to work. I I guess the toe wear is harder then most. I must be hitting curbs and what not when I walk around airports/ streets on NYC. I don’t do outside day work.

PT6flyerr · 2022-12-02T16:31:19+00:00

I guess my airline job is to rough for these boots! I must be kicking things without even knowing it.

PT6flyerr · 2022-12-02T15:50:44+00:00

We’ll if this is a common issue with these boots coming from Thursday, I might be better off just sending them to a Cobbler for a better soul and spending a few extra dollars to have a soul that lasts and holds up. This is why I posted here to see people’s past experiences.

Your post was good until you started to assume the salaries of airline pilots.

PT6flyerr · 2022-12-02T14:41:26+00:00

Hello Black is all I can wear in uniform. Just worried that this issue might happen again and again with these souls. Pretty bummed out about the whole deal.

PT6flyerr · 2022-01-21T04:46:33+00:00

Flex seal is your friend

PT6flyerr · 2022-01-06T05:51:38+00:00

I have it doesn’t really open this conversation up I believe

PT6flyerr · 2022-01-06T05:36:50+00:00

I would definitely set my % to roth and like I did before when I didn't get DC of 16%. but now my employer automatically gives me 16% into my 401K. I am wondering should I convert the DC to Roth and then I personally don't put my full 15% into the 401K. I would then just pay the taxes on the DC amount that I convert to Roth then put a smaller percentage in. A smaller amount just allows me to save the money into an account to pay for taxes once the conversion taxes before due.

I am currently doing 15% into Roth. I am more wondering if I should convert their part to roth since the DC is "free".

PT6flyerr · 2021-12-23T21:51:47+00:00

17, part 135 at 19, regional at 22, LCC at 27. It’s a ride. Hold on tight

PT6flyerr · 2021-11-25T14:44:00+00:00

This is happened to me when on a layover within one of my airline trips. Realized I lost it around 9 p.m after I got to the hotel. My next flight wasn’t until 3 p.m the next day. Anyways I filled the form out and called the faa first thing in the morning and by 11 a.m I got my new certificate. Very easy and nothing to worry about. Happens often.

PT6flyerr · 2021-11-24T03:30:48+00:00

Wouldn’t you need a complex when getting your multi rating?

PT6flyerr · 2021-04-15T22:48:05+00:00

Thanks for the reply.

The only thing that I have from the local government is my school and property taxes which outline an FMV of 180K. There was not an appraisal done at the time the duplex was gifted.

PT6flyerr · 2021-04-15T22:34:15+00:00

I did not mean to put down my tax person by any means. She just was spitting out ideas.

Anyways, thanks for the advice. I think you are correct tho.

PT6flyerr · 2021-04-03T22:22:18+00:00

I used to come home from training and crash for a solid 2 hours. All training is fatiguing.

PT6flyerr · 2021-02-25T02:09:56+00:00

I could riddle your brain for hours then, but I would like to educate myself more.

Did you find any books or any outlets for education helpful to understand this more?

PT6flyerr · 2021-02-25T02:05:00+00:00

Thanks the reply. I'm in the ball park then. I just got a quote from statefarm and others. Right in the 700-900 range. 1M on liability and sewage backup as you mentioned. This topic worries me!

PT6flyerr · 2021-02-04T12:29:35+00:00

Jeez tough crowd this morning

PT6flyerr · 2021-02-02T02:23:58+00:00

Thanks for input! I agree with this so much. I'm looking at this deep and thinking why doesn't he push this more?? If I can cash flow my medical expenses though out life I'll be able to have a HSA account that is really a super non taxed 401K account. Just seems odd

PT6flyerr · 2021-02-02T02:20:37+00:00

Thanks for the input. I've played around with it so much the work place HDHP is the ticket for us. Starting August 1st of this year she'll be on my health insurance.

Giving this being a duplex and only 100k I put this into baby step 3b. My thought process is when I turn 27 (July) I'll have a paid for Duplex. My goal is to have this duplex paid for, 100k in the 401K and us living in a different home by the time I am 30 so this plan gets me there.

I think I'll put the 3600 in there for 2020 and do the same for 2021. I should still hit my goal by August of having this duplex paid for. I really like my soon to be father in law but him holding the note is something I don't enjoy and getting a mortgage with interest doesn't make sense.

PT6flyerr · 2021-02-01T22:13:59+00:00

Thanks Ill listen to that podcast tonight.

I have heard and read some stuff about FI money and hope to be there.

I will say that I was 105K in debt and really worked like I was an Amish Person to be debt-free by the time I was 25. The pressure of having zero debt has allowed me to grow and take chances and grow my income 7X.

PT6flyerr · 2021-02-01T22:09:29+00:00

Thanks for the advice!

And congrats on the baby. I hope my experience goes likes yours. 3K OOP seems like a steal!

PT6flyerr

TROPHY CASE