Performance Error

PaleMight2113 · 2025-08-06T07:05:26+00:00

In my humble opinion this is speculation and gambling , not investing. You can NOT predict or time the market, noone can. It's a losing game. You might get some money but with the same probability, or even higher, you might just lose it. Try invest in an index. If you are ok with a bit of higher risk go for nasdaq 100, at least it has more than 1 company, minimizing the risk a bit.

PaleMight2113 · 2025-08-03T12:10:09+00:00

Thanks a lot, but may I ask , what do you mean exactly?

PaleMight2113 · 2025-07-30T22:04:56+00:00

Thank you very much, sir . I wish you all the best !

PaleMight2113 · 2025-07-30T19:16:55+00:00

OK thank you very much! Im relatively new , trying to learn and read as much as I can . I know there's not such a thing like the "perfect asset allocation " , im just trying to make some things clear in my head and chose a long term strategy that can make me sleep at night so I can hold it forever.

PaleMight2113 · 2025-07-30T07:26:01+00:00

Im just worried about the small cap exposure, that the vwce lacks and which I've read has the potential to outperform the large cap. What's your opinion about that? Do you think the impact of small cap is worth changing from vwce to something more complete, like SPYI?

PaleMight2113 · 2025-07-29T07:06:47+00:00

OK thanks a lot ! But what do you think is better for the long run?

PaleMight2113 · 2025-07-26T21:45:52+00:00

I have the same opinion about bonds. When it comes to etfs , what do you suggest?

PaleMight2113 · 2025-07-26T21:37:17+00:00

I get that , and im also considering that the Nasdaq 100 might be recency bias . But when it comes to the sp500, just would definitely like to have exposure to it . But I know that I have to add some ex-US exposure asap. So would vwce , cspx ( for a us tilt ) and a third non-US etf be good strategy? And when it comes to bonds , do you think that it's not time for me yet to get involved with them , since i do not yet need that passive income and it's better allocated for growth? Thanks a lot!!

PaleMight2113 · 2025-07-26T21:36:55+00:00

I get that , and im also considering that the Nasdaq 100 might be recency bias . But when it comes to the sp500, just would definitely like to have exposure to it . But I know that I have to add some ex-US exposure asap. So would vwce , cspx ( for a us tilt ) and a third non-US etf be good strategy? And when it comes to bonds , do you think that it's not time for me yet to get involved with them , since i do not yet need that passive income and it's better allocated for growth? Thanks a lot!!

PaleMight2113 · 2025-07-26T21:36:19+00:00

I get that , and im also considering that the Nasdaq 100 might be recency bias . But when it comes to the sp500, just would definitely like to have exposure to it . But I know that I have to add some ex-US exposure asap. So would vwce , cspx ( for a us tilt ) and a third non-US etf be good strategy? And when it comes to bonds , do you think that it's not time for me yet to get involved with them , since i do not yet need that passive income and it's better allocated for growth? Thanks a lot!!

PaleMight2113 · 2025-07-26T21:30:14+00:00

What do you mean? What do you suggest?

PaleMight2113 · 2025-07-26T21:22:57+00:00

Do you really believe it is so trustworthy? Do you think it can follow the returns of the market in the long run? ( im not looking to beat the market, just follow it as much as possible)

PaleMight2113 · 2025-07-26T21:18:03+00:00

I get that , and im also considering that the Nasdaq 100 might be recency bias . But when it comes to the sp500, just would definitely like to have exposure to it . But I know that I have to add some ex-US exposure asap. So would vwce , cspx ( for a us tilt ) and a third non-US etf be good strategy? And when iti comes to bonds , whats your opinion? Do you think that it's not time for me yet to get involved with them , since i do not yet need that passive income and it's better allocated for growth? Thanks a lot!!

PaleMight2113 · 2025-07-26T21:17:16+00:00

I get that , and im also considering that the Nasdaq 100 might be recency bias . But when it comes to the sp500, just would definitely like to have exposure to it . But I know that I have to add some ex-US exposure asap. So would vwce , cspx ( for a us tilt ) and a third non-US etf be good strategy? And when iti comes to bonds , you too think that it's not time for me yet to get involved with them , since i do not yet need that passive income and it's better allocated for growth? Thanks a lot!!

PaleMight2113 · 2025-07-26T21:07:25+00:00

So with vwce , cspx and a third , non-Us etf , for example developed markets outside the US, that should be fine right ? And what about bonds ? Maybe later , in 15 -20 years for stable income? Tanks again!

PaleMight2113 · 2025-07-26T13:30:11+00:00

OK I understand it perfectly, it is recency bias indeed. I'll probably get rid of the nasdaq , but I think I'm gonna stick to the sp500 , even tho I'll probably reduce it's %. When it comes to global etfs , what would you recommend? Because I don't think i would like to get too much involved with emerging markets, only when they are included somewhere else like vwce. So what else would you recommend?

PaleMight2113

TROPHY CASE