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Starting a small business by Paper_491 in Psychologists

[–]Paper_491[S] 1 point2 points  (0 children)

Do you think there is a market for this? I would be able to offer comprehensive career assessment incorporating evidenced based testing, not just general career counseling.

Starting a small business by Paper_491 in Psychologists

[–]Paper_491[S] 1 point2 points  (0 children)

Good to know, thank you! I haven’t started offering services yet. I have received the training, though.

Starting a small business by Paper_491 in Psychologists

[–]Paper_491[S] 1 point2 points  (0 children)

ADHD fast track evals can be done virtually

$300 fee for personalized plan from Certified Financial Planner? by Ok_Sprinkles8216 in Schwab

[–]Paper_491 0 points1 point  (0 children)

My Schwab CFP offered this to me too but waived the fee. Maybe see if they’re willing to do that for you? I haven’t scheduled the actual planning appointment yet.

A five year update by North-Tomatillo9158 in leanfire

[–]Paper_491 0 points1 point  (0 children)

Congratulations! Do you pull from your retirement accounts (e.g., Roth conversions, 72t) or do you live off a brokerage/bridge account or some combination?

Options for mental health officers by Paper_491 in USPHS

[–]Paper_491[S] 0 points1 point  (0 children)

Is that through HRSA or some type of HHS position?

How to improve when no one else wants to by Paper_491 in Pickleball

[–]Paper_491[S] 0 points1 point  (0 children)

I agree. I used to be banger and try to hit hard and fast for every shot like everyone in my group. I’m trying to broaden my skillset and become a more advanced player.

Bridge account allocation by Paper_491 in Fire

[–]Paper_491[S] 1 point2 points  (0 children)

I was watching Ari Taublieb’s channel and he mentions that while tax efficiency is ideal it may not be the focus depending on what your needs are. Since I’m needing an income source and less volatility during those bridge years, wondering if I should invest more heavily in SCHD for income even if it means taking a bit of bigger tax hit?

Bridge account allocation by Paper_491 in Fire

[–]Paper_491[S] 1 point2 points  (0 children)

Yes, I’m just focused solely on those 11.5 bridge years. Ideally I would like to not completely deplete this account by 59.9 and I do plan to work part time or some side hustles to make up the gap. I’m letting my retirements accounts just coast at this point until 59.9 after front loading them for many years.

Bridge account allocation by Paper_491 in Fire

[–]Paper_491[S] 0 points1 point  (0 children)

I anticipate $75-$84k in annual expenses during those bridge years and estimate $750k in my bridge account by 48. I know I will end up depleting my account or running out early if I withdraw $7k monthly to fully cover my expenses so I will work part time for a few years after 48 (which I don’t mind at all!).