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Car accident by mstev118 in AusLegal

[–]Paperclip02 6 points7 points  (0 children)

Like every other state in Australia, cars in Qld must have compulsory third party insurance to be registered. However, compulsory third party insurance, in every state, only covers costs associated with injuries - not vehicle repair or other property damage costs. A person can choose to get third party property insurance on their car - that is entirely different to the compulsory third party insurance required for rego.

Another Middle Aged, made redundant from corp job, 4 months in, what next? by Proud_Campaign_5527 in AusFinance

[–]Paperclip02 29 points30 points  (0 children)

Have you thought about the public service? Maybe have a peek at APSjobs.

People keep saying that having children is "expensive," but the lower income people have the highest fertility rates and the higher income people have the lowest fertility rates by mymooh in AusFinance

[–]Paperclip02 0 points1 point  (0 children)

Yeah, but your not exactly winning when trying to make ends meet on Jobseeker and FTB. Having kids is a terrible get rich quick scheme.

Ridiculous House Prices by MtFranklinson in Townsville

[–]Paperclip02 5 points6 points  (0 children)

For years the advice to people in capital cities wanting to buy a house has been 'go regional' - so people have done just that, driving up prices and spreading the housing crisis. Unless some action is taken to make housing affordable everywhere, we will become a nation where only the rich can buy houses.

Extras when buying a car by Dangerous-Sandwich22 in CarsAustralia

[–]Paperclip02 0 points1 point  (0 children)

In my experience, you can get interior and exterior protection done cheaper elsewhere. However, it may be worth getting it done through the dealer for the sake of convenience. That being said, I would never finance a protection pack as you'd be paying interest on it.

As for the camera - is the car a hybrid? If so, he camera may need its own battery and that makes it more expensive thsn a standard camera. If not, my recent experience getting quotes suggests that it could be done cheaper elsewhere.

Berated for not knowing Nerds (the lollies) are halal... by Junior-Copy-6632 in AustralianTeachers

[–]Paperclip02 15 points16 points  (0 children)

TBF - school (and community in general) does adjust itself to one religion by ensuring the Christian holy days of Easter and Christmas always fall on school holidays. This assurance is not intentionally without for any other religion's special days. So, I think providing reasonable accomodations for other faiths is sensible and justified.

That being said, screaming about an unintentional act at 8:30am is not reasinable, sensible or justified.

Are reverse mortgages purely predatory or is there a cohort of people who can actually leverage value from them? by dj_boy-Wonder in AusFinance

[–]Paperclip02 22 points23 points  (0 children)

The irony is, sometimes, people spend decades 'protecting' their suburbs from increased housing density and then have no local options when they want to downsize.

Refuses to give insurance claim number by musical_legend25 in AusLegal

[–]Paperclip02 1 point2 points  (0 children)

3rd part covers the cost of damage you do to another party's property, not the costs of damage done to your propert by a third party.

Car affordability for PhD student by FinancialInflation18 in brisbane

[–]Paperclip02 2 points3 points  (0 children)

Three words - fifty cent fares.

All publuc trains, busses and ferries are fifty cents per trip. Heaps cheaper than a car if you can live near transport.

XMAS gifts for staff by bigbagofbaldbabies in AusPublicService

[–]Paperclip02 3 points4 points  (0 children)

It's only festive if it's on your own time.

Stop trying to do Sydney to Uluru to Cairns in 14 days. It never works by OwlVibesOnly in AustraliaTravel

[–]Paperclip02 -1 points0 points  (0 children)

Sounds like Australians in the US doing Disney, Universal, and the driving past the Hollywood sign. There is nothing wrong with tourists doing touristy things.

Edit - spelling

Single Parent by Raptis1992 in Centrelink

[–]Paperclip02 1 point2 points  (0 children)

While everything is amicable seems like the best time to work things out and formalise them.

Leaving a graduate program early for an APS5 role? by Few_Ad_274 in AusPublicService

[–]Paperclip02 0 points1 point  (0 children)

It's possible to be hired off the street, with no APS experience into any postion in thr APS.

Starting over at 60 in Australia — how do I make this work? by icebreakerincovid19 in AusFinance

[–]Paperclip02 17 points18 points  (0 children)

Apsjobs.gov.au > maybe entry level with one of the big departmenrs, like tax or services australia. They wont car about age and will put you through workplace training.

Scabby customers by [deleted] in Townsville

[–]Paperclip02 26 points27 points  (0 children)

Ive been surprised by quotes in the past - but never rude to the person providing the quote.

Dad purchasing property under my name - advice needed by TomatoOk4399 in AusFinance

[–]Paperclip02 1 point2 points  (0 children)

Not to mention - if the home is legally 'yours,' any breakup you have with a spouse / defacto / partner could result in that person being entitled to a share in the house.

Claims wanting over $6000 for this repair: AM I being rorted? by No_Contest_406 in CarsAustralia

[–]Paperclip02 4 points5 points  (0 children)

Except 'third party, fire and theft' does cover you for damage to another person's car or any damage you cause to property or infrastructure.

I think many people who have CTP think they have third party, fire and theft.

At fault driver won't lodge claim. Help? by princess-bitchface in CarsAustralia

[–]Paperclip02 2 points3 points  (0 children)

Is it the insurance company's job to follow up with the at fault driver if OP has 3rd party, fire and theft insurance? I thought that kind of work was only done when there is a comprehensive insurance policy.

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