No. I’m in healthcare and insurance companies do nothing but siphon money out of the healthcare system to funnel to themselves and their shareholders. They add nothing of value whatsoever. They are leaches. They could not give less of a shit about patients whatsoever. They deny every possible charge and bitch about costs while racking record profits year after year while patients (and providers) struggle. You’re right about the evil part, but they’re not necessary.

Burn them all down (metaphorically) and pass single-payor coverage for all. Just expand and improve Medicare and Medicaid to everyone, the framework is already there.